If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

I love that my 401k gets $200 in dividends every quarter

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

Do you pay attention to BTC or ETH funding rates? Does it impact your trading/investment strategy?

Best and worst cars you’ve ever owned?

Why does the purchase agreement call for a FIRPTA when no real estate is being purchased?

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

I worked with a Junior AD that skipped college and went straight to portfolio school. I was mad resentful of him at first, mostly because I wish I would have thought of that and saved $100K.

Senior manager and associate partner at MBBKOW how comfortable are you in dubai? Can you afford a nice house, car and generally (within reason) not worry about money?

Assume wife works as manager in big 4 consulting

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Does anyone have any book recommendations for information on buying a house?

Is my 401(k) match based on a sum amount (i.e. 6% of 100k = 6000) or from each paycheck?

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

These paychecks aren't cutting it. Side hustle ideas?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

Has anyone built their Real Estate portfilio without debt and used cash to purchase properties? Curious to see if there was a specific approach that can be taken to do this?

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Hello everyone, I'm a cs grad student graduating in may making a career transition from mechanical eng to cs. I had an internship but its been hard to find a fulltime dev role. I was thinking of taking a lower position at some company and working myself up maybe BI to DA. I would like to work as a dev but a lot of the small companies are offering salaries significantly under 100 for jr dev roles. Any thoughts?

I’m starting an MBA program this week and can’t find a job in my field because I’m pivoting away from a musical arts career. Ideas?

Hi Everyone, has anyone worked in the field of HR Analytics?

Hie folks ,
I applied in Bosch India through there website, the application says in progress since two weeks should I assume I will not hear from them . Or should I reach out to them . Does it takes this much time to get a reply

Have an offer from AWS for an L7 Principal PMT role: $215k base + $275k sign on bonus for Year 1 and $215k for year 2 + 5100 RSUs (@ $130 / share). This is the initial offer; where is there room for negotiation? Base or Sign on Bonus or RSUs? I realize it's a good offer, but I'm looking for: $225k base + existing sign on + 5500 RSUs. Does that sound like a decent counter?

Want to get thoughts culturally on A&M vs EY in general - as I’m looking at different practices (OTS, PE) but also anyone who has done work in different practices

Anyone have a job with the flexibility of public accounting but no time sheets?

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Currently in MBA program - top 40 school. Hoping to apply the mba intern position at google. What are my chances? Wanting to break into data analytics or PM roles. Accounting background with beginner SQl, tableau, python experience ( pls be critical)

Netflix absolutely licking their chops rn over this race 😋

CIPD vs. SHRM?

Hi folks, i am looking for a job change i have 2.6 yoe in data engineering with tech stack - hive, hadoop, pyspark, sql, python , aws. These days i am not getting much calls. I worked for x company for 2 yrs and switched to y company in feb 2022. But recently i faced a situation. I cleared all rounds and send my docs to sunlife financial but now when i am trying to connect with them they are saying your candidature is on hold. I alao resigned from my current company. What should i do?

How onsite opportunity thorugh IJP work in CitiCorp

Hi all,

What's metamorphizant session? Can anyone explain what exactly the purpose of this session?

Hello All,

I am currently working in India , I have a Singapore dependant pass. I am looking for a job in Singapore (IAM ).
I am aware that I cant work on Dependant pass. Please let me know if you have any Leads on IAM roles in Singapore.


TIA

I posted in the NYC advertising bowl & didn’t get any bites which was discerning - putting something together for international women’s day and looking for the most prominent/well known/powerful women in our industry. Agency, post production, production - can be anywhere in the US! Please give me SOMETHING!? I know there’s plenty out there. I just want to hear what the masses think. TIA

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Has anyone built their Real Estate portfilio without debt and used cash to purchase properties? Curious to see if there was a specific approach that can be taken to do this?

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

I’m 28, debt free, make $70k/yr in a MCOL city and have a net worth of about $140k. I want to buy a house, but most houses in my area are $300k+. How many times my income should I shoot for in terms of house price? Thoughts on paying say 10% down and then just investing the other 10% vs paying 20% down?

With rates going up, is now a good time to start a CD ladder?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Robinhood vs Webull?

If I have a six year old and 150k in a 529, can I say I’m done?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Hello all!

Am I correct in my understanding that:

Over a certain income ($76k as of 2021), a single person CANNOT make tax-free contributions to a traditional IRA if you have a workplace retirement plan?

In my example, I have a work 401k, and my adjusted gross income is over (or just about hovering) at the 76k limit. This means I can't make pre-tax contributions to a traditional IRA, so I should just go for a Roth?

How to go about getting a pre approval letter for mortgage? Wait until you want to make an offer on a house you like? And if that falls through do you keep getting a new letter for every offer you make?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Roughly, what is your net worth allocation? 401k/ after tax brokerage account/Cash/Real state equity /etc?

How much do you all have invested in safer funds vs stocks (outside of retirement accts)?
Currently at a NW of ~350k and have 125k in funds and around 70k in stocks, including ESPP. I’m fairly young (late 20s) and wondering if I should throw more into the stock market over the next few months or wait it out for a correction

Dental insurance question: if the company dental insurance doesn’t cover enough and you +spouse both need implant next year, could you buy additional dental insurance? From where? Anybody have the AICPA offered one? Thx!

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Does anyone here have experience investing with Masterworks (platform for investing in fine art)?

Should I be putting my $ somewhere else other than my bank account to save for a house?

On average, what % of your lifetime savings should be directly in the market (MFs and ETFs)? This is excluding 401k, Roth IRA etc