Very sorry and promise, last time I’ll ask, but if you can’t use your personal card for work T&E, what is the value of Amex Platinum or CSR again? I already have Club memberships at Delta and American

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Cancel the Delta membership and get the AMEX Platinum (assuming you’re not getting the Delta membership for free for being Diamond). AMEX platinum will also give you access to AMEX Centurion and Priority Pass lounges, as well as AMEX Fine Hotels and Resorts (good for personal travel if you often stay at high end properties like St Regis, Four Seasons, Ritz, etc. Rates are typically the same or lower than what you can book yourself but include daily breakfast, late checkout, upgrade and $100 F&B or spa credit, and stays qualify for status and points earning in hotel programs). If you can make use of the $200 airline, $200 Uber, and $100 Saks credits, the net cost of the card isn’t much (and certainly less than a stand-alone Delta SkyClub membership). Plus you get Hilton Gold, Marriott Gold, and National Executive status.

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So even the Centurion Lounge isn’t that big a deal. Thoughts?

Not to mention over $1,000 in travel value if you can get targeted for the 100,000 signup bonus.

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