Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Strategy& vs LEK if interested in healthcare? US offices

I was at Deloitte for 4 years but recently left. What happens to the pension I accrued?

Yay, pay raise came through .... $96+/- better off each pay check .... that successful FY18 really was a screamer.
Can retire about 17 days earlier now .... 30 more years of work to go.

Can someone tell me why/when we would test debt repayment? We’ve confirmed beginning and ending balances, why would we test payments and proceeds?

We have also tested interest expense if that matters

Hi All! I graduated in December with my Master’s in Healthcare Administration, and am currently am looking to make a career change. I have experience in hospital and skilled nursing admissions, and am currently working in provider contracting. I am looking to move into a remote practice management or other operations role. If you know of anything, please let me know!

Have about 100k to invest. Never done real estate, considering diversifying into this. Not keen on rental property, but ‘hands off’ model. Any suggestions? Any books for beginners you recommend?

What are some unique, lesser known, or underrated perks/benefits that your firm offers?

Best book on investing? As a doctor or otherwise

In between of choosing my benefits and not sure if I should just opt for an HSA instead? Thankfully I am relatively healthy and just go to the docs + dentist for yearly check ups. I don’t want to waste $$ from my paycheck more than I need to; thoughts?

Anyone else have an HSA and how do you use your $$?

Between two offers, "Associate Principal" for m&a consulting in the Healthcare industry vs a Director at a F300 company doing M&A and Partnerships. Consulting pays about 50k more. What does the future look like in consulting? I am a bit nervous jumping from from "industry side" to the "consulting side".

My sister has been with her SO for like 10 years, basically a common law marriage. They bought a house together and are now talking about having a baby. They are high income earners, bringing in about 450K together. Apparently, my sister’s maternity leave, covers about 50% of her income after 3 mos. She’s considering asking her SO to pay her about 50K to help cover some of the “lost” amount while on mat leave…IDK how to feel about it. Should I give her advice or stay out of it?

Generally curious how many companies offer phone reimbursement? My last gig did not but the current one does. Legally it seems, all employers are required to do so if we use our phone in literally any capacity (video call, slack, teams, emails etc). How prevalent is the issue of not reimbursing phone dues?

Hey Fishes,
I need to tax implications for money earned through gambling in casino.

I'm on Tier 2 visa and wanted to be sure that I don't end up with problems

Cheers

Anyone successfully counter a lease renewal where they bumped up the rent? If so, what points did you make/how did you do it?

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

Does anyone know of any part time positions in healthcare? Wanted to get into medical sales. I have a ton of time outside of work so I figured it could be a good opportunity to make some extra cha-ching

Best NY agencies for digital / experiential work?

Hi all, currently working at EY-Business Consulting, and planning to move to Pune, which all firms to target, internal location change seems challenging...

In the market for a new bag for personal travel (think backpack / duffle). Having trouble justifying prices on designer bags and tbh would feel a little goofy walking around with a Gucci / LV bag as a 24 yo. Any recs? M if that matters. TIA!

Friend just mentioned detox juices did wonders for her. However I've read before that detoxing is a fad and isn't really good for you. Anyone else have thoughts on this? Personal experience?

Where is future of forensics? Investigations and litigation seem to be the story of the old days. Forensic Analytics? E-discovery? What should i do if ive already started in investigations?

Are director roles at the big banks intense?
M at big4 strat and ops thinking of making a move.

Also any insight into salary ranges for Directors?

I'm so frustrated about school vouchers. Why should my tax money go towards funding private religious schools?

Any change folks work at slalom? What are your thoughts on the firm? Considering moving from a smaller tech consulting firm to slalom and want an insider’s perspective. Talk about wlb, growth, type of work done, team dynamics, etc.

Anyone have any book recommendations on Islamic history?

I’m looking for something beginning from the first prophet (pre Islam I guess?) to full revelation. Looking to get a timeline understanding. So I guess some Jewish and Christian stuff would be in there too.

It’s scary how little I know

Will Deloitte pay for H1b Premium process if my work authorization expires soon?

Has anyone committed suicide at Big-4 due to overwork stress? When will firms realize they are slowly killing people..do lawsuits even work? When will the firm wake up and change for people and not clients

Hi Fishes,

My LWD is 14th March 2022. I work as a DevOps Engineer and got 2.10 month of experience. Currently looking out for referral. Please do let me know if any leads. Would be highly appreciated. Thanks :)
Current location - Bangalore
YOE - 2.10 years in AWS DevOps

Any thought in working 3x12s a week vs a typical 5x8 or 4x10? I am working 3x12 and have to work some weekends and I am not sure if I like it. I am 25yrs lmk maybe I am just young? Thoughts?

My lead in Wipro is absolutely horrible and disgusting. Doesn't have any manners, language, is always rude to us when asked with a doubt. He is himself very incapable of either leading the team or providing a solution to a problem. Calls people at odd hours and doesn't care about ethics or solutions.

What is Elevator program is Capgemini ? Capgemini is hiring through elevator.

Is there anyone out there who still stock picks for his clients? Everyone tells me I’m crazy for doing it no one does that anymore. Just for context I’m not a newbie- my AUM is over $300mm and I’m up 30% YTD.

Hi,
I am having 6.5 years of Experience in Software Engineering ( Development and Devops).
I am looking for referrals in Devops engineer/lead role.
Skills:
Java8, Spring Boot
PGSQL, ORACLE
AWS, Cloudformation, ansible
RedHat OCP
GITlab
Bash scripting
Jenkins
Maven & Nexus
Docker & Kubernetes
Kibana,Grafana, Prometheus

Certifications:
AWS SAA
CKAD

CTC: 15.6LPA
ECTC: 25LPA (Negotiable)
Offer in hand (20LPA)
#referral #big4, #product #service

What is your favorite book in personal finance/investing?

What are the pros and cons of buying a used vehicle instead of a new vehicle with around 0% interest. Let's assume it's a car that costs $25-$35k new. And let's also assume that I wouldn't buy new with an interest above 1%. And I wouldn't buy used more than 3-5 years old or more than 40-50k miles.

Help me think this through please.

I am heavy on US stocks. I keep hearing to diversifying a little bit with bonds and international - feel its a bit over rated if I can withstand volatility and far from retirement. Thoughts? I read a lot on this bowl about not having bonds in portfolio under 40

If HHI is currently ~150k and only loan payments are student loans of a few hundred a month, what type of mortgage could I get? SO’s credit score is ~700. Looking to buy something in the 550-650k range .. wondering if I should wait for higher income. I get annual raises.

With regards to diversification, what is the maximum % of your total assets that you would hold in the company you work for? Assume no partner equity requirements and shares are purchased via ESPP.

Crypto experts I have a question - I want to buy Bitcoin and how do I start? I know there’s an actual Bitcoin wallet that I should get? Also, when people talk about Bitcoin as future currency and payment method, how does that work when the price fluctuates so much? Just want to educate myself on this

Are there sites folks here use to find fixer uppers? Any rexommendations on sites where you have found comprehensive listings, good searchability, and cover foreclosures, short sales and properties needing general TLC? Thank you.

I have about 25k I want to use as "forget about it" money... What are the recommendations? Details on comments

Is getting Marriott Bonvoy card for travel miles (transferring to United for miles) worth it? How was your experience if you’ve tried it!

Hi Sharks, As market is going down any picks that you are looking into which feels like a steal deal?

Got confused while reading up differences between bonds and bond etfs. Which one makes most sense to buy if I am looking to buy for short term (<5 yrs) and is there any risk in buying bonds ?….

My mom is selling her house and will get $1M in cash. Shes 65yrs old. She was thinking of investing it into index funds. That way she has a liquid source to tap into, but whatever she doesnt spend will remain as inheritance and keep growing. Thoughts? Any better alternatives?

Has anyone used fundrise and may you share your thoughts on it?

Has anyone tried a momentum investing strategy?

As you all know, Wealthfront cut IRs today. I have $27k in there (emergency fund for nyc) which I also consider to be $$ I may use toward a wedding this year or next year. I have no other funds laying

Best credit card to get with Amex gold? My college Discover card expires soon and am thinking of a different second card. Majority of my expenses are groceries first, dining second.

In what proportion do you typically allocate your net monthly savings into liquid cash, stocks, ETFs, Index Funds etc?

How do you do backdoor Roth? I’m thinking if it worth risk of doing it

Can anyone enlighten me on trust funds for kids with special needs?