Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

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Why would you change the allocation from what you’ve been doing?

I’d recommend moving your existing 401(k) into a rollover account. They typically have more investment options at a lower cost than those available through a company sponsored plan. Fidelity’s options for rollovers are numerous, and you would have the benefit of both plans (rollover and new 401(k)) on the same platform.

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