Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Any thoughts on buying the PRCH dip? One of the high valuation stocks that got killed the last 6 months; however strong analyst consent that this is a Buy.

Anyone investing in index annuities? Can someone explain why this is beneficial?

Is it worth it to buy a multi-family home to rent out?

Did ok on a real estate investment and will have around $200k net to reinvest. Looking for opinions on short to mid-term investments for consideration. Moderate to high risk tolerance. TIA

Does anyone know the plan between the Chase Marriott card and the AMEX SPG?

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

When there is FUD you buy

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

👀 Can we talk smack about auditors? Trial balances based on filed financials are still trash once it comes time to do returns, so all I’m saying is materiality can kiss my a**

Cash out speculative stock portfolio (tech and fin holdings) and buy more cryto?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Hi experts, in a multiple offer situation for my property with all contingencies waived. I want to add a ‘no repair by seller’ clause to ensure buyers don’t negotiate during their short due diligence. Pls advise on what to ask from their realtors?

New homeowner here, purchased title insurance at closing (required by lender). This isn't something I need to pay to renew right?

Any good ETFs to invest Roth into?

Anyone have advice on protesting property tax increases for a recently purchased home?

Appraised value went from 540K to 700K...

What books would you recommend for someone wanting to get better at sales?

What’s a good LA or NY business litigation firm and salary to expect? I’m a 2yr with quite frankly a lot of experience across civ rights, PI, excessive force, wrongful death, employment defense, K dispute, corp. structure dispute, professional licensure. Write every kind of brief, appeals, argue motions, take depos. Am the only associate working directly under partner on all cases. In house or M&A/Real Estate Transactional are likely the end goal but want to get the litigation out of me first.

Any single F looking to get dinner or drinks today evening? 35 M here.

This guy Elon is hilarious. Trolls everyone, sleeps with people's wives.
When I grow up I wanna be just like him.
Even roasting other billionaires like Bezos and Gates.
I always thought to reach to the top you'd have to act a certain way, but this guy simply does what he wants and does not care.

Is five full days enough in Iceland? Late July!

Any pharmacists on here? I am trying to read a label and the notation doesn’t make sense.

Oral Solution 100mg/M

What unit is M? Is that pharmacist for milliliters (ml)?

Gotta love losing a referral bonus because the person didn’t show up their first day & decided not to quit their old job 🤯

What questions to expect in ubs UI dev interview for 4 years exp candidate. Can someone share their experience

Does anyone work at Arnold Worldwide in Ny? Anyone work specifically on digital projects? Can you tell me about your digital process and whether or not you think it’s efficient? Are the projects are interetsing/challenging? Well managed?

Hi fishes,

I'm looking for a switch into finance or marketing domain as I'm a Bcom graduate and did finance as major and minor as marketing. The current work is not what I wanted to do. Asking fishes refer me in their organisation. It would be helpful for me to make a switch in early career.

Thank you.

Looking for referral at SAP labs India, CGI & Accenture.

Can anyone please help. Please DM

When it is not an urgent or time bound task, I tend to not finish tasks but my mind wanders to some other tasks. How do you stay on task ? Would love to hear your suggestions. Thank you!

We will be starting WIDA ACCESS testing soon. How do you prepare your students?

Which firms (if any) shut down for the holidays?

Maybe stupid question....With global slowdown, does JPMC fire any new hires?

Need some help! Currently live in TX but work as an independent contractor (remote) for a NYC based company - do I still need to pay NY state convenience tax on income or would this only apply as a full-time employee?

How do you deal with a manager who expects 3 months of work overnight? I have tried structuring , creating a plan to show him how the activities are being executed. However, he seems to be someone who turns around every other hour to ask ‘Is it done’? I am usually pretty good at managing expectations but having a hard time conveying how unreasonable he is being. Despite being organized, I am coming across as scattered and jumbled since I have been working 15+ hours with no food and break daily

Recommendations for places in NYC to get good quality staple work suits for men? I usually go to suit supply. (First year-friendly price range please)

Is $250 (all in) for a bed and breakfast worth it? My GF seems think so but that’s a 3pm check in and 11am check out. Not sure the value is there?

My company matches 3%. Is that low or on par?

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

HYSA anyone recommends?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What's with companies charging full fees for diminished benefits? I'm a bit annoyed about being charged in full for my Marriott card annual fee and Amazon Prime mebership

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

I have a Fidelity Brokeragelink account for my 401k. Every other year I switch from pre and post tax contributions. My money is spread over 3 ETFs currently. Does anyone know how this is tracked? Say if $100k is traditional 401k and $100k is Roth 401k, but they’re mixed, how can Fidelity track what funds are Roth/traditional? If I’m up 300% in ARKK, how can I or anyone else at fidelity tell if the cost basis was pre or post tax contributions?

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

Is anyone familiar with McKenna Capital? I’m interested in investing in a real estate syndicate and McKenna looks compelling. Hard to tell if they are legit or potential scam?

Investor’s Business Daily: worthwhile?