We are expecting delivery in Jan end and we are trying to think of 3 options.

Option 1 - HDHP until delivery and change to PPO delivery

Option 2 - PPO until delivery and change to HDHP post delivery

Option 3 - HDHP through year

Per my analysis below, Option 3 is most cost effective. Wanted to get advice from others , if I am missing something?

Thinking of moving to NYC from the west coast for family reasons. The concern, however, is whether I'm too spoiled by the west coast environment / hours. Additionally, how is housing/rent there?

Potentially at an all time low - personally, professionally and emotionally. I have to believe that life’s inflection points happen for a reason. There’s a bigger lesson for me around this corner...

Anyone got a place in Philly?

FYI - Just went on the Marriott website and selected the option to combine both spg and Marriott accounts. All stays and details updated. Past history to be updated in 48 hours. Get it done folks!!

Best Marriott to Stay in Charleston for 3 nights? Platinum elite. Also looking for any and all recommendations for 4 days in Charleston. Birthday celebration for SO.

I lived in tampa in my early 20s and am now in my late 30s and looking to move back. One of the reason I left is because I felt I had too much energy for the city for a single young professional, but now husband is from there and we have a kid but we are both social people. Do you guys find it easy to meet interesting people and has the city gotten any more fun?

Hey people

I have recently received an offer letter from PwC and have signed and accepted the offer (via Workday portal).
Now when I check the tasks against the job on workday, I can see no tasks pending and under completed tasks: a green tick against 'review and sign offer letter (step complete)' (and I can see the offer)
I am told that I would receive onboarding emails from HR, but I haven't yet.
My DoJ is in the fourth week of July. When do we generally expect these communications?

Hi.. I'm currently working as Data Analyst in TVS. Most of my work in Advanced Excel only. How can I move forward myself into Data Science by learning new technologies or any courses? Please guide me

I am a mechanical engineer and people think that because I am a "mechanical" engineer like I fix cars. It is part of the career, but it is not the same thing. It happens to others that people confuse your profession, or it's only to me?

Hey all! I’m a copywriter in Chicago and considering relocating to Minneapolis. Any creatives who have done the same? What do you like/dislike about both cities? Looking for any advice and perspective

Does anyone know a good immigration lawyer here in the Tristate area? The immigration need required is to help with the personal GC process. I have talked to one lawyer, and she quoted 4K + costs of applications (approx 1.5k). Do you think that’s fine/too much etc.?

How’s it like being gay in Singapore?

Thoughts on Magoosh for GMAT prep?

If I want to apply R1, when should I request recommendations?

I’m having a really hard time with my changing body. 13 weeks, I don’t have too many bad side effects of pregnancy or anything so I consider myself lucky (no nausea ever etc) but I’m depressed at work, my skin is completely broken out and showing new broken face capillaries, and I’m not showing a bump yet so I just feel fat and big. I don’t know where this “glow” is but I look in the mirror and literally am grappling with not recognizing myself :( it’s been impossible to find any clothes too.

We are expecting our first (also the first grandkid for both sides of the family) and our parents have done so much for us- is there a way to make them feel loved? A special grandparents gift?

What is the most compact stroller you recommend? What is the difference ebetween using a travel stroller and a regular one?

Ladies, did you put on make up before your delivery for photo purposes?

What is a good website to use to create a whole custom baby site?

anyone else feels stuck at current job, but not able to apply due to upcoming paid maternity leave benefits that you don't want to miss out on? currently still in first trimester !

We are planning to try conceiving in a month. Have been taking prenatal since 20 days. I got ovulation test kit recently. Planning to reduce workout intensity (am lifting usually) during the weeks between trying and testing for pregnancy. I have started reducing caffeine already. Is there anything else I should be cautious of at this point?

Losing hair really badly!!! :( I dont know if its the thyroid meds or just pregnancy. I'm currently 13 weeks. Any recommendations? I'm doing the hair oil stuff but that will take time.

EY leave department hasn’t been the most helpful with the exact details around maternity leave - so just wondering for any EY mamas - how do we initiate getting the two weeks before due date off? Just a doctors note or ??? Thank you!!

Anyone else already dreading to go back to work?😩 just imagining losing more sleep by having to drive in on some days and then deal with pumping at work is giving me anxiety. Wish I could just work from home forever or figure out another way to make money..

We were not trying to conceive. And I was drinking alcohol like twice a week.
Now I missed my period and pregnant. I am panicking a lot, not sure if I want a baby right now. Definitely i cant deal with pregnancy constantly knowing how much u drinking could have affected the fetus and if i could ever endure the consequences it would bring upon the baby
Help me understand if my baby will be fine or not.

To those who have delivered. Are they still doing photography at the hospital after you deliver?

Anyone ever get acid reflux every time you lay down to nap or go to sleep? Middle of 6 months and feel like acid reflux just hit me. :( any suggestions besides taking tums?

Any dads out here? Wife is 20 weeks pregnant with our first and want to connect and know from fellow dads on how are they coping. How are you helping your partner? Feel I am not doing enough. Except for getting ready with the finances.

Pregnant moms, feel free to provide suggestions on what your partner is doing which you really appreciate. I got the foot massage part covered. 😉

Can folks share their experiences of working during 2nd and 3rd trimesters? How hard was it? What accommodations or adjustments did you make? I’m only in my 1st trimester now but will be starting a new job in October (4 months before my due date) and am nervous about not being able to be at my best

we had our first ultrasound this afternoon and saw our little gummy bear and his fast beating heart for the first time. I am so amazed 😍😍😍

“I got a baby in my belly!!” 😅💕🐾

Any recommendations (or watch outs) for au pair agencies? CT/NY area if it matters. TIA!

Anyone get their covid booster shot in 3rd trimester? My ob recommended it but I’m unsure if I should get it now or wait until after delivery.

Anyone taken the GD test after having covid recently? I have my test in 10 days and I'm currently recovering from covid.

Mom of two here (21 month old and 5 month old) who is starting to consider having a third. I am in my late 30’s and my doctor just recommended I start trying at 6 months postpartum. I am thinking I want to start closer to 8-10 months postpartum but have no idea what to expect with a third. Is anyone in a similar situation? Moms or Dads of two, do you ever look back and wish you had tried for three? Moms or Dads of three, how was the transition from two to three and how much did life change?