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Additional Posts in All things points
How do you ask for points?
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Yes. The points are obviously the biggest benefit.
Points
Travel Protection
Priority pass (including meal benefits)
TSA pre cost reimbursement
No foreign transaction fee
Just travel protection and meal benefits alone more than cover the fee for me.
Also, don’t forget that you can combine points earned on the freedom (5% back categories) and freedom unlimited (1.5% back on everything) into your reserve account essentially ensuring you at minimum are getting 2.25% back on everything (1.5X multiplier reserve ultimate rewards)
You'll find more priority pass lounge outside of the US, some of really high quality, so I've found it very helpful for lounge access abroad.
I also get rental car insurance on CSR which Amex plat does not have
Good call out BCG1. I have liability insurance through my personal auto insurance