What are the true benefits of the CSR? Other than the 300$ - there aren’t a lot of priority pass lounges around... have you found the card to be worth the annual fee?

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Yes. The points are obviously the biggest benefit.

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Points
Travel Protection
Priority pass (including meal benefits)
TSA pre cost reimbursement
No foreign transaction fee

Just travel protection and meal benefits alone more than cover the fee for me.

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Also, don’t forget that you can combine points earned on the freedom (5% back categories) and freedom unlimited (1.5% back on everything) into your reserve account essentially ensuring you at minimum are getting 2.25% back on everything (1.5X multiplier reserve ultimate rewards)

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You'll find more priority pass lounge outside of the US, some of really high quality, so I've found it very helpful for lounge access abroad.

I also get rental car insurance on CSR which Amex plat does not have

Good call out BCG1. I have liability insurance through my personal auto insurance

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