Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

I got a decent deal on a small 1 bed in a luxury building (hell’s kitc). Should I do a 12 month lease or 24m?

Got the rent negotiated to under 3k + free amenities for a year (gym, pool, etc.). I’m afraid rent will atleast go back to the original price (+5%) and then some. The building has some sort of rent control but that’s predicted to go away in less than 1 year as per the lease. The legal rent limit is way higher.

Would love some perspective on renewal experience after 1 year. TIA.

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Mgni I was jealous since I sold out at 32 after 100p returns. Now I’m happy I didn’t lose the extra, but the rest of my portfolio.. oh boy

Can I use my wageworks card to Uber? Other ways to use it? Consequences for using it incorrectly?

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

New Yorkers, need advice.


I have a student checking account with HSBC and it is now transferring its operations to Citizen bank.

I need to open a new bank account asap and am travelling for next 45 days. Would you recommend any bank and account type that can be opened up remotely? Have all the documents ready for upload.

Help needed asap!

Anyone have experience owning an LS 460L? Looking at a few 2009-2014s and curious to know if people have first hand issues with swing arms/suspension/etc to help steer the mileage/price point I am aiming for.

Is anyone on discord channel for options trading?

Friends found out I invested a ton into crypto and tried to have an intervention for me. Lol. You only live once and I know the risks

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Guys need your suggestion here.

Please help me with my decision.

I am 32 divorced and I have decided to not marry again also i don't have any other other responsibilities /loans etc.

Currently earning 18 lpa and I am planning to buy a car which is worth 16 lakhs. Should I go ahead or should l lower my budget as per my current salary package

Robinhood just kicked me off their platform and I have no idea why. Now I need to quickly liquidate. Any recommendations to invest in mostly VOO without any fees and a nice UI for my phone? I need it to also connect to Mint.

How much do you guys buy? Do you put limit orders or each pay check put in a %?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Alteryx stock - thoughts on the company as a longterm investment?

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Anyone thinking about buying a house in Philly right now or soon? Anything to keep in mind?

Why are some people saying that they (regulators or the govt) need to stop GME trading? Isn’t this a free market?

How much higher should my 1099 hourly rate be compared to hourly breakdown of annual salary? Like add 30% for taxes, then roughly how much more considering no benefits etc. - like 10-15%?

I’m looking for a new job, working remotely, that doesn’t require a Bachelor’s. (I’m currently going back to school to get one, as I only have an Associate’s in Mathematics right now)
I had positions in private sector that allowed me to supplement having a degree with experience but not in public sector. I’ve seen coworkers get positions they aren’t able to do simply because they have a degree and then leave a mess for me to clean up but I’m not allowed to have the position. Any suggestions?

What's up with commercials nowadays? The ones I worked on back in the early 2000s were so much more creative. Maybe everyone is running out of ideas?

Trying to lateral and the conflicts clearance process could not be more frustrating. I'm at the point where I'm becoming resentful and annoyed at my new firm and I haven't even started. Is this indicative of my future experience there or completely unrelated?

Have got an offer from Maersk. I'm really interested to join. But on seeing the recession scenario and some companies withdrawing offers, I'm really afraid whether Maersk will also follow suit.
1.)Will they honour the offer letters once given.?
2.) How is the company for job security in general.
3.) How is it currently given the recession scenario?

How much does it cost to buy into Big 4 as a partner?

Any F fishes want to hang out at the dock and go boating over the weekend?

Can anyone help me to find a job in Legato, Bangalore? 12 yrs experience in US Healthcare.

Tiger Analytics has started firing their new joineers(freshers) as they don't have adequate projects. I don't know where the freshers will go as they haven't done any project as such.

This is just pathetic from organization. They are just firing people owing to failing a test of certification, for which other company gives 3 trials but they are giving only one try with negative markings

Hi all,
What is the Pay band for Senior within the KGS FRM team?
YoE - 3.5years
Background- MBA

So something crazy happened to me last week. I was at the airport, and as usual on call after call. The check in line was going ridiculously slowly and at some point turned threw my hands up in frustration while looking around to find another place to check in. In doing so, I catch the eye of the behind me. He smiles and says something. I just sort of nod and carry on with my call. After that, he keeps trying to talk to me, eventually I got to the check, say bye and leave. At security… tbc

Hows the work and work/life balance at full-service agencies vs a media agency. I'm a media planner coming from a full-service agency and I'm wondering if it will be a step backward going to a media focused agency.

Looking to take my first solo trip for my birthday and deciding between San Juan & St. Thomas. I want beach, one water activity, nice hôtels/resorts and amazing food! Walkability would be nice but not needed!

In NOLA for the weekend! I’m 25F. Looking for good restaurants/bars/things to do. TIA

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

What should I do with my cash in this environment? Have quite a bit sitting in savings which is obviously not ideal with inflation running high. Are ETFs still the play?

What might be the ripple effect in real estate? When is a good time to get in?

Any good bonuses on credit cards right now? (Jan 2022)

Already have Chase Freedom, Amazon (Chase), US Bank Cash+ Discover, AMEX, Wells Fargo 1.5%, all used for different expenditures to maximize cash back.

Thinking about getting the Wells Fargo 2% and closing the Wells Fargo 1.5%, and any others that overlap in cash back categories but at a lower rate.

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

Interesting investment opportunity with PSTH. Biggest SPAC with Tontine warrants. In short, for every 9 common shares you buy and hold through the merger, you get 2 shares priced at $23. The price right now is $26. I would get in and gradually increase by a multiple of 9 and hold until at least Dec 2021

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

I am starting personal investment now- please tell me if this plan looks good:
- Already have a 401k plan with max matching form my employer
- invest in 5000$ in S&P ETF
- invest 5000$ each in AAPL, AMZN, GOOGL,MSFT
- invest 1000$ each in Netflix, ADP and Home Depot
- invest 500$ each in Intel, Nike,Walmart and T-Mobile
- small amounts 100-500 in Merck, GE, Coca Cola , Altria and Samsung.

Thoughts? I plan to invest a little bit each month (200$) in ETF. Any suggestions?

Are we headed for the long overdue crash/correction - red everywhere 👀

My company is not correctly integrated with our financial software and $0 has been coming out of my paycheck the whole year despite electing a contribution amount. They've been taking forever to fix it, not sure what to do now :(

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Have about $200k in savings. Should i move them to a high yield savings account? Popular direct or UFB direct quoting 3.7-3.8% which is not bad. Any other ways to grow? I already have quite a bit more in index funds so don’t want to buy into more stocks

I have a 401k and money in index funds, what would be the benefits of also having a Roth IRA?

Has anyone used individual citi wealth management account?

Any feedback on the same?

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

Anyone have experience using John Hancock as a 401k provider?

Microsoft vs Apple vs Amazon, please suggest

Have 6 months of emergency savings, really tempted to cut it down to 3 and move the rest into market (index funds / ETFs). Have you had this temptation? How have you handled it?

With rates going up, is now a good time to start a CD ladder?