What is the best credit card out there for either miles or cash back ? I spend around 2k per month! Currently I use BOA travels reward with no annual fee!

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It depends. What’s the $2k a month spent on? Are you also looking for only no fee cards?

Mostly on restaurants and grocery’s! Not limited to free cards!

The best ROI you’ll get on rewards cards is ones that let you transfer to airline partners. I’ve gotten over 10¢/mile from my chase and Amex points by transferring to airlines and redeeming for international biz flights

If you’re brand new and don’t want to invest a ton of time into learning the game, Citi Premier

I’m currently rocking a Amex Green Card ($150/yr) and Chase Freedom Unlimited (no annual fee). I feel like those are good options for airlines since they allow you to transfer your points to airlines and get things cheaper

@CB1: Hmm I see, I haven’t used it for that purpose but that makes sense. They wouldn’t want you getting those sweet deals without paying a bit of a premium for it

funny

Capital One has good points to move to any miles/travel partners. Amex Reserve Delta has great companion and miles. Alaska same…

BofA custom cash or US Bank Cash+ have categories you can choose

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