How do folks effectively save for a house down payment and max retirement?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

The threat of nuclear bombs flying over cities should crash the real estate market

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

Does anyone here have experience investing with Masterworks (platform for investing in fine art)?

Mortgage rates already crossed 5% but the home prices not showing any signs of cooling down!! Any historical indicators where we may be headed 🤔

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Hi,

I'm an investor and a private lender and investor who can lend you the loan you seek at low interest rate, I lend money to borrowers nationwide (USA) and a few other countries overseas.

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

Has anyone here used New Western to buy real estate deals?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

where is the best place to sell or trade in my used car? (2019 van low km’s)

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Is it worth it to buy a multi-family home to rent out?

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Can anyone share their experience for "Wealth Management Americas(WMA) Investment Products IT Change the Bank(CTB) team"? How are projects I mean newer or legacy technology, WLB, team's culture?

Did anyone hear back from PwC Law about the second round lottery?

KGS gurgaon asking for return to office mandatorily?

Who has done FSBO? Thinking of doing it for 2 of my houses that I’m selling in the spring time.

Almost 2 years out of AD, and now thinking about going back to the Reserves to get my TSCI and just cause I miss it. Does anyone have insights on fed consultants’ salary with a TSCI?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Hey Guys, What’s the Salary expectations for a Senior consultant with 5yrs of experience in Service Now can quote with DELLOITE USI

What's the funniest retail customer story you've ever heard?

I need a suggestion.
I onboarded wipro with 20 Lakh salary and now I got offer from Tech M 23.5 Lakh salary. I am confused whether to join Tech M or not. What happen if I will not login to Wipro as I have only onboarded there. Is it worth to abscond Wipro for Tech M for 3.5 lakh annually extra salary pay

Fishes, how are oniste opportunities in Accenture??

Am I safe from firing/termination if I am currently a project lead or senior Associate in Axtria?

How much package can UBS provide for tech skills like Java, spring boot, microservices, Cloud and having 7 years of experience?

Why is it so difficult to make the next career move within your OWN company. I have over 7 years of experience across multiple departments and yet an external company is more willing to give an interview to select roles than your own home company for the same role internally!!

Where is the loyalty in that !!??

The son of the owner where I work has been coming to work with a gun showing it off to people. He got into an arguement, put his hands on another employee and threatened to put a 9 bullet in his head. I suspended him and opened an investigation. The owner is mad and feels my case is biased and suspended me. He admitted guild and its not about what happened but why! I need to protect the business & secure the victim to lessen the chance of him reporting this to EEOC or DHL. He's being a dad

Any recommendations for a 27 or 32 inch monitor primarily for programming (not for video editing or gaming ). Budget under $400k

Hi guys,
I got an offer letter from citi bank but the HR said its not confirmed yet. It will be confirmed after doing the background verification. How harsh is background verufication and when should i expect BGV done and is there aby case of terminating offer due to background verification.
@citibank

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

How do you boost your credit score within a couple of weeks? Very small increase needed.

Are we allowed to trade crypto on TD Ameritrade?

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Just got in this morning to GME and AMC and it’s been rough but you all are giving me hope to hold on!

Are we headed for the long overdue crash/correction - red everywhere 👀

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

Thoughts on purchasing VGT, VOO and VTI right now?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

My grandma is nearing the end of her life, so I just booked a last minute flight home with cash. I am thinking of booking a returning flight in the next few days with points with United. I may have to cancel/reschedule...does anyone know if they refund points if <1 week out? I can’t find the answer online.

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Reached theoretical financial freedom (4% of networth covers 120% of my yearly spending)
What should I do?
-Motivation to grind at BCG is not here anymore and honestly the experience here was underwhelming (~1y as a C, lateralled from other firm)
-Still too risky to open own lifestyle business
-Option to exit to industry for a few years at a 9-6 job?
-Option to do some side hustles?

Anything I should consider when making my decision? Any risks I haven't foreseen?

Thanks!

DeFi bug accidentally gives $90 million to users, founder begs them to return it - CNBC

25 and a year into having a brokerage account. How does one build a strong portfolio? I’m currently doing well based on stock picks but understand that it’s really just luck based on this rollercoaster year. Holding for the LT