Making a lot of money relative to the average but feeling poor? Median after-tax income was ~$55,000 in 1981 and was ~$73,000 in 2020. Using a Bank of Canada inflation calculator $55,000 in 1981 is equivalent to ~$165,000 today, which would put someone in the top 10% of earners today. But in 1981 the median family had that extra money. Who can I blame?

For those of you who made your first million in net worth, what did you do next?

Newbie in investing. Have 50k saved and would like to invest in index. What is the best time (now vs after new year) to do that?

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

What’s happening with the Chinese stocks? Do you think it’ll continue going down or will it go back up?

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Hello people,

Need some inputs!

When I file my ITR, it is auto-populating the 'income from other sources' by 40k and increasing my tax liability by 10k however form 26as shows no tax liability.

Should I edit the header to Rs. Xx which is below 10k hence tax exempted and stick to info as per 26AS?

Thanks a lot!

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

Any experience with First Advantage for background check ? Any comment would be appreciated.

36 F Black NYC Divorced, 1 tween. anyone want to get to know one another better?

Howz Information Security engineer profile in Wells Fargo?

Has anyone received equity as contingency comp? I have a potential client with a founders dispute. He doesn’t have cash, and the other founder ripped him off and is now running the company. He wants to sue for equity and wants to pay me with whatever equity he wins. I’ve never done a deal like that. Is that even enforceable? CA law. The startup is actually quite promising.

I believe improving one’s sales conversion rate is something everyone want to improve but no one wants to admit they would like to work it. Funny how lawyers will spend thousands on seminars to improve trial skills. But this topic is not discussed in our profession. I have read books in sales. But am unable to find any for lawyers. I want convert every lead I can. Does anyone have tips, books, cle’s or studied this topic?

I'd love to create a sticky post here where we can share what technology tools we use to do our job better as Adhd consultants.
I've posted a tool - please consider using a similar format so it's consistent and easy to follow.

Hello

Is there anyone who is to join Morgan Stanley for technology analyst this year and will be a part of 3-4 months training?

Also, is this training virtual or physical? If physical, then Mumbai/Bangalore?

Hi Sharks!
Question for Data Engineering project managers. And applying for the same role as above.
I come from only Project Management and scrum background. I have a client interview and expected to ask stuff on Azure. Could someone help me out what level should i prepare? DP-900?

I got laid off today 🥲 would appreciate anyone who can help refer UX or product designer roles. 🙏

Anyone worried about recession coming soon? Hopefully no layoffs...

Has anyone here used a professional resume service? Would recommend again or not worth it?

Remember that Friends episode, when nobody knew what Chandler job actually was?

It took me a few years, but I finally got it… Chandler was a consultant!

Guys need a referral for the job opportunity at Mercer. Please help!

Anyone in Toronto looking for a CD? I need to make a change. Agency or in-house (if the in-house is cool.)

How's it like at Anomaly?

Is freelancing paid media or social media lucrative in Toronto? Looking to make the jump to that

Considering all aspects, Which company is better to join, FIS or Wolters Kluwer?

Hi all! I’m thinking about moving to the Netherlands in a consulting role, currently based in London.

Any advice on whether this move is possible given I’m not currently speaking Dutch? (But super open to learning!)

Thanks for your help!

Ola amigos, are you down for December Coffee Crew? I can find a spot downtown or midtown TO, if that works for y’all. DM me if you are interested and I can kick off a WhatsApp group to plan further! TIA ❤️

Hi everyone! I hope you are all safe and well. I am reaching out here as I am getting desperate and feel defeated . Our company had lay offs due to internal restructuring and I was part of it . I have over 13 years of sales experience ranging from B2B to B2C and I am located in Toronto, Canada. My experience ranges from India, USA and Canada. I am looking for an Account Executive or a Customer Success role. Thank you for all your help in advance.
#sales #customersuccess #lookingforwork

Does anyone or their small business need any writing or social media help? Would love to get some side income in this economy while helping the community.

Any audit senior 3 and 1st year managers here? What positions are audit senior 3 and 1st year managers leaving big4 for?

New to Toronto, moved to the west end of town/ just past - in Etobicoke. I celebrate my 40th a few days after NYE/NYD - would love some recommendations on moderately priced but nice ambiance restaurants for myself + husband, and my extended family. Everyone is scattered throughout (Hamilton, Barrie, Lyle, Newmarket, North York). Don’t want anything too fancy but don’t really know where or what is good and not downtown.


Any recommendations? (Open to GTA of course).

What should be the salary of a senior seo manager at a decent sized agency in Toronto. I am being offered 110k base + 20% bonus for hitting retention and revenue targets.

I have 8 years of experience in SEO, SEM and paid social

How are you all feeling about these plans to add more bike lanes to the city? I'm all for it but I've seen a lot of small business owners acting like it's the end of the world.

hi everyone
second-year Economics student here! I want to land an internship in capital markets for next summer but it has been really hard to be seen and ensure an offer. It is already too late? Any recs? Is anyone still recruiting for next summer?

Hi! I have worked in management roles in tech, mainly in analytics, for approximately 10 years. My TC has fluctuated (currently around 135K CAD), but it seems like it's relatively easy to breach the 100K bar, but hard to breach the 150K bar. I now work at the CBC, but I have worked in the private sector too. What is the most realistic way to move to 200K? 1) Continue moving the ladder to a VP position, 2) Switch to Pre-Sale, 3) Switch to Consulting, 4) Work from a U.S. company from Canada.

What’s the salary range for an operations manager at a startup in TO? Overseeing sales, rev, support, success, and a bit of other company ops stuff. Glassdoor has a big range so I decided to ask here for more insights. Thanks.

I'm looking to get into production accounting, specifically interested in becoming a production accountant for a media production company. Any tips or advice? Any companies I should look into/reach out to in Toronto?

Best way to get a consulting job in the U.S?

Hello Toronto Tech folks. A major tech company just ended my contract as Senior Project Manager for a major bank’s wealth management department because of not enough work due to holiday season. The market is on freeze. If you know of anyone who’s hiring a Senior Software Project Manager then please share referrals. I have seen some roles at BMO

What is the average salary for a Product Manager with 7 years of experience (5 years as a PM and 2 years as a Dev) in Toronto?

I have a few questions for people in consulting roles (both external/internal).

My partner is in corporate banking, but he wants to switch to a consulting/strategy-based role. I noticed people with those jobs typically have an MBA, and also majority of the job ads in similar roles has MBA as either a requirement or preferred qualification. So:

1) does MBA actually improve someone's chance in getting those roles?
2) are there any good Canadian MBA programs you'd recommend?

Thank you all!

Which Canadian Banks or IT companies pay high(100k plus) for a mid level software developer with 4 years of experience in spring boot and angular?

Hey everyone, I want to go tobogganing somewhere in Toronto, ideally Riverdale park - can someone tell me if need to get my own sled / equipment?