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At Associate, you are doing great! Sooo much depends on where you are, your health, family situation, etc. Do the best you can do. Get out of debt or stay out, ENJOY life, but keep perspective that from point A to point B you will only earn $X. Hopefully, $xxxxxxxxxxx… And more importantly, don’t compare yourself to others. And next to that, enjoy all the relationships - business, personal and family. They ALL make a difference. Sone are transactional and that’s fine. You both get something from it. Others are spiritual. Treasure them.
~33% of my gross is saved
bout 40 percent? max out 401k, max out megabackdoor roth, max out regular back door roth, and put a little taxable into the market
oh and hsa.. i should do the math, maybe 50 percent?
80-90% of my take home gets saved. Live majority off wife’s salary
For most of my career I have attempted to live by thirds - save 1/3, spend 1/3, “give” 1/3 - maybe cheating a little here as I use total comp and include taxes and charity in this last bucket. As others mentioned, lot of retirement savings here including 401k, back door Roth and pension plans…
I was gonna ask retirement/HSA or bank account savings?
25% of net income into a hysa
80%…
Saving for the long haul