What will $8 million be worth in today’s money in 20 years? I just did the math, and if I invest $10,000/month for the next 20 years, I’ll have around $8 million. In today’s money, that’s enough for me to get my dream house on a beach and retire comfortably, but I’m afraid that will be jack squat in 20 years…

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Depends what inflation does but here is a chart on the time value of money. Typical is 2-4 percent in usa which is where we are today.

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Don't forget to consider that homes appreciate over time, which out paces inflation. Whatever you project to be able to spend on that beach house will buy a bit less house in 20 years, though you'll presumably have equity in your current home to cover some or all of that.

Your calculation assumes an annualized return north of 10%. Seems a bit aggressive.

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Can only be so accurate when estimating these things, but 7% is a decent number to count on.

Or have a 2nd passport or citizenship and leave the U.S. when you’re ready and live like royal elsewhere where the U.S. dollar has historically been strong

There is a thing called the exit tax, not that simple to give up your passport.

But also realize the majority of the world dislikes Americans

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