What’s a lifestyle creep that you’ve become comfortable with and accepted?

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House cleaners. 100% worth it. Maybe not perfect job, but the fact I/we don’t have to do it and all the likely arguments are avoided

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Every 3 weeks for us. $120 each time. Best money I’ve ever spent.

Splurging on international vacations. As long as I keep my fixed costs low and hit my annual investment goal, I love to spend more on travel.

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I do this too. Live frugally most of the time and splurge on vacations. My savings are automatic and get done before any expenses

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Seconding house cleaners, and adding lawn mowing, car maintenance (and waxing/detailing), and I also splurge on a gym that is 10 minutes closer than a cheaper option (keeps me more likely to go).

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Addicted to Gym Memberships/classes, Pilates, Barre, OT, Rowing etc.

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Upscale barber, worth every penny once I decided to grow my hair out longer. Jumper from 35ish to about 100

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Man there are a lot of things you guys consider creep that I just consider living - cleaning help, gym membership…

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I buy nice produce even if it's not that good of a deal.

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Organic food, Facials (& other skin treatments), and bi weekly massages

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Cars… love them… and wouldn’t trade them for the world…

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House cleaners and DoorDash.

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Cars and watches

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Nothing crazy — Rolex , breitling etc

Vacation

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Vacations. We bust our humps and spend frugally on nearly everything else to hit our goals. We view this as our reward for the rest of our hard work

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Sports cars.

Take a mundane activity and totally transforms it.

And if you buy the right car and don’t put A TON of miles on it -> it can actually be cheaper than a normal or luxury car.

As an example - I owned a 911 for 2 years, maintenance was dirt cheap and insurance / gas was almost identical to a base 3 or 5 series. When I sold it and get back to equity I had -> I calculated that a $95k 911 had cost me $520/month. Comparatively, our $50k X5 we bought used will end costing about $1300 per month because it’s depreciated soo heavily and we’ve put a lot of miles on it.

I spend a lot of money on hotels and flights to ski at least 30 days a year. Worth every penny.

Man there are a lot of things you guys consider creep that I just consider living - cleaning help, gym membership…

Doordash, lawn mowers, ton of ott subscriptions

Golf

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Hi Guys,

I have a unique query and would like to get some advice. My brother did his graduation in 2018 with 55% marks after that he was preparing for gov jobs but couldn't make it.Now he is considering to make a career in IT mostly data analytics or in testing.
Kindly suggest if it is possible and what are the steps he should take in order to achieve this.

Thanks in Advance.

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Going to Jamaica for a bachelor party Memorial Day Weekend...da hell do I wear?

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Has anyone had a nurse state the assumed sex at 12 week ultrasound? The nurse is fairly sure it's a boy, and I'm wondering how accurate her guess is based on a close look of the genitals. Confirmation won't happen until 20 week appt, too far away!

Does buyer have to share appraisal with seller? Can seller request it?

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As we approach July 1st, how do the staffing pools get managed?

likesmart

What does the order of Stanford interview invitations mean? If you get one sooner (closer to 10/14), does that mean you’re higher priority?

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Is 650 a target score for NYU Andre Koo tech MBA? They don’t publish avg or median but middle 80% is 580-730

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Anyone here have experience / know anyone who did the Luxury & Fashion Retail MBA @ NYU Stern?

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Anyone looking to do a case prep this weekend via Skype / phone?

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Is it common for a midlevel to gossip with a first year about another first year’s work? Is it common for midlevels to trash juniors amongst themselves? I think my office is hella toxic

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become an expert my friends

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likesmart

How is Dubai with 15k dirhams when I'm earning 15LPA(Fixed) in India?

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Hi fishes, do qualifications like B.E, BCA or BSC decide the CTC?

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Why we gotta have resumes, just trust me bro...

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I am pleased to announce that i have successfully eaten lunch today without any hindrance from external factors like urgent calls, deadlines, quick calls, random meetings, small doubts questions from newbies. What are your thoughts?? Comment below

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likefunny

What healthcare consulting firms are hiring right now?

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Total 7 years experience 3 years in automation with selenium and rest in manual testing. Looking for switch. Could someone please refer to their companies.

Additional Posts in FIRE Financial Independence Retire Early

This is gonna sound stupid, but I’m honest - I can’t do math. Calculating a tip is as advanced as I get. Thank god for excel formulas and a math savvy husband. At the end of the day, I pay all the bills (I know- but I’m more organized) and make double his salary, what low stress effort (on my limited math capacity brain) can I do to increase wealth?

I feel like I should be doing more with extra money to help us financially, but I’m scared of having to study stocks and understand the numbers. 😖

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What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

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Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

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When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

likefunny

Do you count your car as part of your NW on Mint/other trackers?

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Sooo AMC.. who’s in?

😂

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What stocks are you guy guys buying right now in this market?

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Just watched office space again and realized it’s actually about the FIRE movement (without explicitly saying it)

likefunnysmart

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

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I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

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What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

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Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

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Has anyone bought a commercial space and eventually rented it out that resulted in a positive cash flow? If so? In which city?
I’m on a visa in U.S and looking to potentially invest in commercial spaces rather than residential places.
Age:25
T.C: 102K

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I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

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Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

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Anyone know of a good cross-border US/UK financial fiduciary?

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All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

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Feeling grateful & proud as I reached my goal ($50K by 25) 5 months early. But I can’t help feeling a bit overwhelmed. In the lifelong scheme of things, $50K doesn’t seem like much. I worked really hard and sacrificed a lot (including mental health) to get to this but it seems a little tiring knowing I still have so long to go. I recently moved out and in with my BF so my expenses are split, but nonetheless they are still expenses. Any tips on continuing this journey and keeping the drive?

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likehelpfulfunny

I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

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