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Ally or Marcus? What’s best for HYSA?
$40k to spend. Bitcoin, ETH or something else?
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Team work always matters
Additional Posts in FIRE Financial Independence Retire Early
Ally or Marcus? What’s best for HYSA?
Ally or Marcus? What’s best for HYSA?
$40k to spend. Bitcoin, ETH or something else?
Team work always matters
Ally or Marcus? What’s best for HYSA?
Totally fine to be the benchmark everyone compares to.
Couple of elements depending on when you want the money, emergency funds, retirement, financial goals etc but it’s a solid place to start.
Right now it’s spread to other ETFs and a few banks I invested in in the COVID dip (happily sitting on some 18% and 27% unrealized gains from these banks) - im in Canada so I’m invested in GEQT and VFV and a little in cyber security ETF and VGRO. But just started last year.
Coach
100 percent VTI cuz I have no idea what I’m doing lol
Coach
6% return which is better than the 0% when it was stashed in my savings account!
80% VTSAX / 20% cash
So far, so good.
I’m a bit more aggressive.
40% VTCLX (tax advantaged cap appr - like VTSAX)
5% FSPTX (tech growth index)
30% VIGAX (growth)
10% VTSAX
10% ESPP
5% ETH/BTC combo that I’ve had for 5yrs
I am a lazy investor. I invest in index funds and forget about it.
I manage my parents and sibling’s finances. I have their investments in 70% VTI and 30% QQQM or something similar since investment options in 401(k) differ. I personally have it split by 25% VTI, 25% QQQM, and 50% crypto because my risk tolerance and time to manage is higher.