Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Heading to Buenos Aires and Montevideo tomorrow. Will be in each city for 1 week. Are credit cards widely accepted or do I need to exchange cash before I go. Thanks!

Freelancers, do you actually benefit from having an S Corp? Assume someone is earning about $100k in 1099s and $150k in W9s. Everyone says “oh get an s corp for taxes” but does it ACTUALLY help lower your taxes? (Also, can you get ALL 1099s if you bill through your s corp and does THAT help?) Everyone who insists on it says things like “yeah I’m not sure how, but it helps” or “this is my first year doing it.”

CSR or Delta Reserve? SO is military so the fees are waived. He already has the Amex Platinum and I have the Chase Sapphire Preferred.

Are most of people in this bowl from a science background or coming from a finance/impact investing perspective?

Does having student loans impact your ability to get a mortgage?

Anyone have a recommended tax person in Chicago?

Do you guys factor in how far your parents live when looking to buy houses? My folks are here but I'm thinking of buying in Louisana. Scared to leave them though, haven't ever lived more than an hour away from them 🥲

If I knew my parents would pay off all my student loans I would have taken out more grad plus loans and just pocketed the money. Smh.

For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

Getting married soon..looking to buy a house. Do I spend 250k for suburbs with long commute to downtown? Or $450 for house closer to downtown? 1h v 30m commute. But no guarantee I'll work downtown.

Anyone know what “premium cash pay” means on a check? I randomly just got 717$ on my check unexpectedly for that allocation.

Hi - any good books recommendations for getting started on real estate investing?

I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Best book you've read recently on personal finance?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

Hi guys ,

In paris if you get a salary of 83 k + 1 BHK allowance and other benefits .is a good package to live and work comfortably. Please kindly suggest me.

Thanks alot.

If you declined a job offer from a B4, but now want to pursue the opportunity a few months later, would the firm move forward with you? Would they make you interview again if so?

Anyone with experience getting an ESA (emotional support animal) letter? Please dm me thank you.

My director gave me a 45 day termination warning. I had a random 1:1 with my director last Friday. She essentially told me I have 45 days to increase my activity (I’m a recruiter that gets measured on daily metrics.) After the 45 days if I don’t meet these requirements I will be terminated. As you can imagine I am panicking a little bit, I’ve confided in a few coworkers and they told me to start looking for a new job because even if I meet these metrics I could still be fired. Any advice?

Hi fishes,

I'm appointed as a senior engineer (Front end developer), will bosch provide WFH option if we demand before joining itself ? or its mandatory to start work from home ?

Hinge advice - I (30F) match with descent number of ppl but then most guys don’t initiate the convo. Is this a SF thing or am I doing something wrong? I used to just initiate convo myself, but then in those cases usually don’t get replies. Any tips?

I used to be so devoted to my academics that I kind of forgot to make some close friends. How do you reignite your social life after college?

Anyone get into defi? Projects seem to have better use cases than older altcoins, but I don’t know where to start

Can I leave Nagarro within one week of joining have received the laptop want to inform them before leaving.

Do we have access to learning platforms like Coursera and udemy or anything else? Or do we have an option for reimbursement?

About to do my first interview for an in house job (coming from a midsize firm).
What are some questions typically asked, and good answers to those questions?
What are some good questions to ask?

HI! Everyone, I’m new on this group , i want to make some new connections and get some solid relationships build here. If anyone else wants to do some virtual handshakes, reach out and connect

Hello, licensed architect & NCIDQ-certified ID here. Curious what you all have done (beyond licensure & certification) to boost your salary most effectively? Currently bringing in $67k with 6 years of postgrad experience which feels…….low. Are my expectations too high??

The toxicity of Legato’s work culture is on the same rise 😒

I have an interview at a place in NY I’ve always wanted to work at. Any pointers or recommendations for how to prepare?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

FIRE newbie here. Is it possible to reach FIRE with a special needs kid? Has someone done it? Are there any alternatives to fund therapies beside insurance?

I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Anyone have any good realtors in the Greenville SC area who know the VA loan?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What’s everyone using instead of Robinhood? I just learned of WeBull recently but am not sure it’s for me.

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

How much have you saved from refinancing your student loan?

Just watched office space again and realized it’s actually about the FIRE movement (without explicitly saying it)

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

I wish I wasn’t adaptable. Humans aspire for a greater level of comfort and once achieved, adopt that as their new baseline. Because of this, somebody making $100k cannot simply comfortably revert back to a $50k lifestyle. The slow growth of personal wealth isn’t noticed as ideated. Instead, we are never satisfied.

Can you relate? Has your salary / net worth growth dramatically improved your quality of life?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?