Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

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Totally fine to be the benchmark everyone compares to.

Couple of elements depending on when you want the money, emergency funds, retirement, financial goals etc but it’s a solid place to start.

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Right now it’s spread to other ETFs and a few banks I invested in in the COVID dip (happily sitting on some 18% and 27% unrealized gains from these banks) - im in Canada so I’m invested in GEQT and VFV and a little in cyber security ETF and VGRO. But just started last year.

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100 percent VTI cuz I have no idea what I’m doing lol

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6% return which is better than the 0% when it was stashed in my savings account!

80% VTSAX / 20% cash

So far, so good.

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I’m a bit more aggressive.
40% VTCLX (tax advantaged cap appr - like VTSAX)
5% FSPTX (tech growth index)
30% VIGAX (growth)
10% VTSAX
10% ESPP
5% ETH/BTC combo that I’ve had for 5yrs

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I am a lazy investor. I invest in index funds and forget about it.

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I manage my parents and sibling’s finances. I have their investments in 70% VTI and 30% QQQM or something similar since investment options in 401(k) differ. I personally have it split by 25% VTI, 25% QQQM, and 50% crypto because my risk tolerance and time to manage is higher.

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$RKT - ceo was just on CNBC and said founders/employees own 90% shares outstanding and there is a 40% short interest as of 1/15/2021 (MarketWatch). Could be another opportunity.

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