Worth applying for Apple Card if I’m planning to purchase a new ($1000+) iPhone? The 3% cash back and ACMI makes it tempting. I’d likely continue using it only for other Apple purchases and recurring Apple subscriptions though. Other cards to consider for that purchase? I already have AmEx Plat and Gold, and BoA Premium rewards

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No. Get the CSP first. The value is much greater there. In fact, skip the Apple card altogether. It's to be treated as and other store branded cards, traps.

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I have the Apple card. I use it for all my apple related purchases.

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I have an Apple Card and generally like it. There’s no annual fee, get decent cash back. And is pretty convenient in terms of paying for stuff with your phone. Plus w Apple purchases you can finance it. So your phone would be financed at 0% for 2 years.

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I have the Apple Card and was initially hesitant to get it thinking it was like a store card but I really like it for the convenience & immediate access to cash back (can use to pay for stuff on the spot). Outside of Apple products, I think it’s 2% back on all purchases but 3% on Uber and Walgreens but possibly others.

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No, go after SUBs that are 10%+ return / back

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