Would you use 30k in bonus to bring mortgage principal down, front-load HOA payments, or eliminate revolving card debt? A mix?

The goal is more room for monthly spending. It’s not necessarily to eliminate one of those debts, since I have an existing biweekly payment spread for big-to-small APR paydown.

Hello UST folks,

Those who don't know we have got the access to "Udemy Business". Earlier it was not allowed, now we can use the Udemy for all learning. I am happy and wanted to share with you all.

6 years in public accounting, manager 2. Is a financial reporting manager at a $2billlion SEC company a good position to transition into? Your thoughts pls.

Dear All, I am Looking for an opportunity in GSK as technical business analyst for drug safety system. I have 8.5 years of technical experience, strong business acumen. CTC 33. Any reference will be appreciated. TIA

How do you and your partner (married or not married) split financials?

I’m graduating in a year. Will be working as a consultant in Chicago. Want to begin real estate investing. Thinking of house hacking. what’s the best way to start REI after graduating?

Anyone making bets for the super bowl!? I’m thinking a parlay +1 for bengals and the over +1

Tcs Hr has said to me that you will receive welcome mail by today EOD. What time frame I can expect the mail.

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Does anyone in this bowl travel? Where do you eat? I find it exhausting to research nutrition facts all the time, and end up eating at the same 2-3 places every week. :(

Can you travel out of the US while your H1B is pending approval?

Currently on STEM OPT.

What is the most compact stroller you recommend? What is the difference ebetween using a travel stroller and a regular one?

Capgemini Amcat test doubt..

Forgot to click on submit button in Amcat email writing capegmini test. What will be impact. Do we have auto save and submit in Amcat exam?

SAG on a rampage these days....

First HR starting co-opting our Talent Manager titles. Now Account teams are using Business Manager. Guess we’re just trend setters. 🤷‍♀️

Do you have guidelines of what you expect a transactional associate to know at X years into their license?

How many peeps we got in here?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

Received a letter from Wells Fargo today. They are offering a refinance of fixed 30 year mortgage at 3.5%. I have no idea how they can do this judging by today’s interest rates. Currently my interest rate is at 4.5%. Judging by Wells Fargo sketchy history, I don’t trust it, however has anyone else gotten this offer?

Should I move to another firm and take the higher pay (20% more) and do more work I’d enjoy doing and have better growth and long term career potential, while sacrificing my current title (would have to step down from associate to analyst), WLB, and team chemistry?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Is it possible to get money out of ibonds before the 1 year period? We put out house down payment in ibonds thinking we won’t buy until Jan 2023 but we really like a house and wish to buy. Also, if I bought the ibond on 2nd Jan 2022 would it mature on 2nd or 30th Jan. TIA.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Decided to payoff my mortgage.

Anyone here from NYC? Be cool if there was a meetup.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.