I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Would you marry someone if they had a lot of loans on their head?

What's the best rent splitter online? Most accurate for sqft, etc?

How often do people upgrade their house? Is every 3 year too slow?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

ARK is holding up very strong, not sure how and why while other coins are plummeting?

How much money have you invested in crypto currently? I’ll start - $5000 currently

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

I got married in 2021. Before my wedding I lived in State#1 and after the wedding I moved to State#2. My spouse lived in State#2 the entire year.
Can I file as Married Jointly in such a way that State#1 only calculates my income for the portion of the year I lived there?
Or do I need to file Married Seperately?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Off topic!

I recently bought a house (In my hometown), I am not staying there. It is currently on rent. I am getting Rent as 50% of the total Home loan EMI of that house. And it is equivalent to the rent that I am paying at my current location in another city.

Question is: Should I do yearly loan prepayments from my annual bonus to reduce the EMI amount or should I keep the loan going as it is and invest yearly bonus in share market or gold.

Or

Any other approach to get good outcome?

What are some of the best HYSA(High Yield Savings Accounts) options out there to park some cash?

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

Hi Fishes, I have interview for Product Controller in Credit suisse. Can anyone please let me know which topics should I study ?

Hi fishes! To those of you who moved from UK (or elsewhere) to Dubai for work - is it the standard norm to get an expat package when you move to Dubai? Just trying to understand how it works. Thanks!!

I am planning to move from fintech to consulting after 2.5 years of work ex. Was curious how the pay and bonuses are like at top consulting firms like Deloitte/pwc/KPMG for software development roles

Looking to take the CISA exam. I have over 5 years of audit experience. How long do you think it’d take to study? Also, what study material should I use? Any good boot camps you’d recommend?

Interviewing for a digital transformation manager role at GT, any tips? Thank u fellow fishes 🤞😊

The raid on Trump’s Mar-a-Lago residence... What are some realistic consequences that could come out of it?

Conuslting ——— vs. ——— Data Science + Machine Learning ??? $$$$

Thinking of moving to Skillman, NJ for a role but I’m a bit concerned that it’s way too suburban. Any idea which neighboring town would be a good fit instead? Single, female (30), looking to make friends, date and build a life!

Newly appointed Sales director - over 6 years experience on the sales side - leading 5 other sellers. What do you think my salary should be - both base and commissions.

What is P5 band in FIS ? And do they give variable pay 100% ?

Thoughts on Prime Ocean here?

Is it mandatory to have DSA knowledge for Data Scientist? If yes please suggest best free course to start with (Python).

Got invitation link of hackerrank for Data science role from Tiger Analytics and I failed to solve the same.

Responses appreciated.

Thanks in Advance...!

Pick one QB:
Jalen Hurts vs Dallas
Baker Mayfield vs Jets
Ben Roethlisberger vs Indianapolis
Mitch Trubisky vs Jacksonville

Kittle (coming back from IR) or Gesicki (vs. Houston)?

I think the 49ers will ease Kittle back from his injury and have him primarily block against the Arizona defense.

However, Miami may primarily run the ball due to the game script vs. Houston.

What do you guy think?

Eagles D vs WFT or Packers D vs BAL

Sober and Vegan a year and 4 months now. Feeling great and more creative than ever

Need a new suitcase... Away bags worth it?

Just accepted a position in legal compliance at a F50 company. If I leave in a few years to get an LLM in a field I’m passionate about, would that make transitioning back to law more feasible?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

Pushing out my retirement date... Crypto down 60%, stocks down 30%.. I was a millionaire in Jan now only a 750kaire lolz. Just numbers on a sheet keep rolling

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

Best long term investment strategy against inflation to get to a large nest in for retirement?

How much of a nest egg would you expect a couple to collectively need in order to retire at 40 and live relatively comfortable (not lavish)?

Have 20k, what’s a good small business to start with this fund? Serious question here

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Anyone a CFP as a side hustle?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

What stocks are you guy guys buying right now in this market?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

the more I want something, the harder it is to achieve. anyone has this feeling also?

FIRE - What is your total net worth so far? What's your profile?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?