Personal Finance Bowl

How much will you plan to have in retirement? Single or married?

Wedding Breakdown: Location, Cost, Parent contributions, Personal contributions

How much do yall spend a day on yourself? No outliers like spa or self care days, but a true avg on small things purchased like your daily coffee, snack/meal that you buy to keep your day going. I pro… more

What's something you splurge on regularly just because you can?

Does anyone ever feel like every time they see an opportunity to get ahead it gets taken away? My husband recently was able to put is in a position to were we would have gotten an extra $2k bonus but … more

Hello - I am staring my one person company to offer advisory service on personal finance. This is my passion and I have got a really good grip at it. Please feel free to throw in any questions regardi… more

What’s considered an above average 401k balance for a 40 year old?

Where’s the best place to buy term life insurance and what should I keep in mind when buying a plan? Do ppl get through their employers? Any advice will be greatly appreciated

For those here who are better off than average, how did you build your wealth? I'm not looking for advice on building my own, just curious about what path other people took to get
to where they are… more

Multiple jobs and didn’t roll everything over. So multiple 401ks. Has anyone used beagle or another tool to find and roll everything over to the 401k you want it in for you?

Posting bc it hurts: we’ve begun putting lump sums towards my spouse’s student loans. First amount will be drawn out next week at 100k… only 150k more to go… kill me now. Bye bye money. Before anyone … more

Do you follow any people or channels online to learn about finances or catch up on news? I'm interested in podcasts, videos, or even books.

Any recommendations for business checking accounts for an LLC? What did you take into consideration when picking yours?

right now I think is getting hard for me to find job because,stated I was bullying at the last job. It hard because need to pay bills and food. Do you think I sure not say that when someone ask why I … more

I recently had a fraudulent wire transfer and early distribution come out of my fidelity account for 30k. I like fidelity but this looks bad and I’m really upset. I’d like to move to another brokerage… more

I managed to get a really good personal loan from Amex and paid off about $22k of Chase CC’s immediately that were at 21%. Just logged into Chase & discovered they lowered my credit limit to like … more

I'm curious about the different financial strategies parents use to set their newborns up for success. Specifically, do you prefer contributing monthly to a High-Yield Savings Account or a brokera… more

I've seen comments here and there claiming investing in the stock market is essentially akin to gambling. Do you think there's any truth to this? How would you illustrate the difference betwee… more

Anyone have an account with Wealthfront? If so, share your thoughts. Thanks

Humor me for a second, what would happen to my savings and investments if the US dollar were to collapse? How would you prepare for that?

My parents (divorced) have property they want to put into a trust. Dad also has retirement accounts, and I think I will inherit everything. Mom only has the property, and I think she will want it sold… more

My 10+ year car repair cost per year is now the equivalent new $50,000 car loan due to frame, exhaust, radiator, etc.

My question is do I get a brand new (2023-2025) car and it should last for another 10 years. O… more

dumb question: Outside of the higher tax bracket in retirement argument, is Roth 401k over traditional not an easy no brainer since there’s no capital gains tax? Feel like I’m definitely missing somet… more

I’m going to receive a small lump sum of money. This lump sum could either clear my cc debt or knock out my car loan. I’ve been throwing a substantial amount of money towards my debts for a while now,… more

23 years old - have ~15k liquid (and can save more in next 6 months) to use as a down payment with FHA loan on a 2-3bed place in HCOL east coast city.

Deciding between getting a condo, or waiting and getting a si… more

Has anyone worked for an employer that doesn’t offer a 401k? What did you do? I’m already planning on contributing to my IRA

Does anyone here have a budget sheet template they would recommend? I'm happy to make my own if you can point me to a video or some kind of tutorial. Any budgeting tips for a beginner?

What are some costs associated with home ownership that you only realized after purchasing your home? What's the single most expensive "unforeseen cost" you've had to deal with? I kn… more

Anyone in their mid to late 40s and reach FI? In my mid 30s and want to ensure I am on track. Some days feel like I’m doing fine and on track while others it’s hard to project with tons of variables… more

HYSA for beginners with no minimum. Go! ⬇️