23 years old - have ~15k liquid (and can save more in next 6 months) to use as a down payment with FHA loan on a 2-3bed place in HCOL east coast city.

Deciding between getting a condo, or waiting and getting a single home or multi family. Have a lease signed through 9/2025 so won’t be buying for awhile.

Any tips or tricks? Good idea to start this early? Anything to be aware of?

Does anyone use wealthsimple trade? Are there monthly or quarterly reports I can download for my investments?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

I am selling into these pops on psth. 50/50 chance the target disappoints the stripe crew and it dips hard. I’ll be buying a bunch of that is the case. Beware- 2/9th warrants are still attached to these shares so there is some premium in the price

Is it the worst time to buy real estate because of the interest rates?

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

How do i start investing in stocks? Any tips/sites or apps?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

In chamath we trust. This guy prints money. The wave will end eventually but damn it has been good.

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Do we have option to include stock in salary structure in FIS to save income tax?

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Does EY let you keep Amex rewards points?

How much are you all paying for yard work and house help in the bay area? New to the city. New house. And no time to take care of these. But also worried about spending too much

Consultants, would you join the Fed is given the opportunity?

Any insights on Consultant pay for Deloitte in London?

Advice for getting out of non profit and into corporate/tech? In a creative project management career..any tips appreciated 🙏

PMDs: what’s year 1 ACN MD TC? How would an ACN MD comp trajectory compare with a B4 Partner trajectory 5 yrs down the road? What are the pros and cons of both?

Any info on WLB at NielsenIQ.. and pay ballpark figure for 7.5 YOE?

M&A tax manager 1 salary in NYC ?

I am new in the US market and wondering about the pay range for a manager role in a fund admin firm in SF, CA. Can you kindly let me know?

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

I have 2 to 3 weeks to prep for a case interview. Never did one before. What can/should I do prep over next 2 weeks considering I only have weekends to prep?

I’m a tax senior in big 4. Which role in the industry has a better career trajectory in terms of growth and pay: senior accountant or senior tax accountant? I do a lot of tax provision and starting to find tax interesting but I’m not having a lot of luck finding openings for in house tax roles.

I have received offer from DXC , can you please provide feedback on this company's working env...

Which health insurance is good to take for family in a long run. Would like to stick to it for a decade.

Hi Fishes anyone here working in ADDA project

Why do people lift right in front of the weight rack? Get out of the way!!!!!!

Is there anyone here who works for the City of Mississauga? I have a question regarding their pre-interview assessment. Thank you.

Just realized excel has a new feature to analyze data in excel. Do you think this will impact the need/want for data analysts? Will the compensation go down or do you think it’ll have no impact?

I hope everyone's day was full of food and loved ones...thankful for this bowl and the great city of Pittsburgh...cheers!

Is gap affidavit is mandatory to submit at the time of joining in TCS? I have gap of 1.10 years in my education. Is affidavit is mandatory or They can allow me to join?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

In your opinion which is the best target fund to choose in IRA Roth?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.