where is the best place to sell or trade in my used car? (2019 van low km’s)

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

Do we have option to include stock in salary structure in FIS to save income tax?

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

How do you manage your money?

I only bring in a little over $2,600 a month. After paying all my expenses, I get to put away $500 a month in savings but don’t have much wiggle room for anything else, including going out money.

I’m very privileged to have a significant inheritance and zero debt of any kind. I really wonder how my peers who have student loans, car payments, and even children manage to pay their bills and live so comfortably. Please share if this is you!

Any advice in terms of investment to save the maximum tax?

Top 2 cryptos people are invested in LT and why

Firm wants me to back pay last year FICA tax(Social Security and Medicare tax).
Last year I started working as F-1 and transition to H1b. Firm never withheld FICA tax.

Now they ask me to back pay last year FICA tax and then will send me W2c form.

The catch is I already file my tax without those FICA tax. Should I pay them and file tax amendment?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Anyone have a crypto kitty?

Is ETH still a good investment?

Anyone in the foothills? Wife and I moved to CO last year and bought a home in Conifer. Love it up here, but would be great to meet some peers!

First gen, first year lawyer here. What do you do when you have family members who expect money from me every paycheck. I try to stand my ground but I get guilt tripped, especially when those family members were there for me.

It’s getting hard to save money when there is this expectation that I must give them money every paycheck. It feels like I have nothing for myself.

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Did anyone else get a ridiculous rent increase this year?

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

My stress level is so high I'm seeing double.

Does anyone else struggle with their significant other not understanding the nature and demand of our work? We constantly fight about me staying late and blames it on poor time management.

How high can google go on signing bonus ( currently $25k) and equity (currently $65k) for L4 position.. total exp 4 years .. should I negotiate?

Looking for a salesforce solution engineer for a fintech start up based in Australia. Let me know if you have any contacts 🙂

How did you find out what you want in life? Feeling lost mid-career..

PPMDs, if an employee comes to you and ask for support to join a different group within the firm and the employees ends up not getting the other role, do you typically treat them differently after (e.g., not staffing them on as many deals) / would you hold them back from promotion the following year?

I have submitted my background check for the new offer. One of my previous bosses I referenced and now I am trying to call and text him to inform but he’s not responding so I am worried. (Cont’d)

Anyone got a lasik surgery in the Atlanta metro area in the last few years? I am thinking of getting one and interested in knowing more about where to get it from, your experience and other feedback. Thank you.

Is anyone going Mindspace, Hyderabad office? Need help in collecting the ID badge.

The biggest thing I keep running and running around my head- after 8 months, why did he drop me? When he texted ending it l….it wasn’t me, like we weren’t us, his words were from someone else, like I didn’t matter. It doesn’t matter how much it wasn’t about me, how he chose to end it, and that’s what crushed me. Who I thought I knew was wrong. I want to know how close he was to loving me.

Which is better between IBM and Naggaro.
Both are offered same 25lpa. Yoe-7 JAVA.
In term of WLB and Job Security.

I got call from tech Mahindra for selection on Friday But still waiting for any mail confirmation.

(1)How much time it will take to get confirmed selection mail and further process upto joining?
(2) They will call for salary negotiation or not?
(3) Upto what range they negotiate?
(4) What will be the salary negotiation range for 6 years experience person having 9lpa is the current package?

Hello,

I have offer from

Optum, Harman Connected Services, CGI, WIPRO, Concentrix and LTImindtree

All of them are giving package of around 18 lpa. And location for optum and wipro is Hyderabad others are in Bangalore

My joining date is near can you please help me in choosing one of the best from these.

YOE : 3.9
Skills : Java, Springboot, Microservice, Azure Cloud with React Js

Hi Fishes

I have offer with citi. But I have poor credit history/cibil score. Will citi check credit history too on background check and reject candidate?
I have another offer with TCS which will lapse by tomorrow if I don't agree.
Please share your inputs about citi's background check.

Hi Fishes,

I have been selected at citi bank.

Yoe - 5.7 years,
Cctc - 17.85 lakh fixed
What should be expected ctc for c11 position?? And what is c11 position??

When finishing your work means absolutely nothing cause you gotta help out someone that has been slacking !!

Best part time certification for data analytics so I can get out of tax? I need something that is recognized so I can get a job...

What examples of passive aggressive behavior have you seen on this job?

is real estate appraisal/valuation a joke? is the average appraiser capable of doing, or doing technical valuation work? genuinely trying to understand how technical the work is as i am graduating from real estate and finance program and considering my job options.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Anyone ever use a credit repair service and have success?

Best high yield savings products?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Any good wedding ring sources aside from Blue Nile?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

In your opinion which is the best target fund to choose in IRA Roth?