I’m going to receive a small lump sum of money. This lump sum could either clear my cc debt or knock out my car loan. I’ve been throwing a substantial amount of money towards my debts for a while now, but I’m ready to go ahead and clear something so I can just focus on paying off one thing. I’m leaning towards paying off the cc debt, but I’ve had someone else give the idea of clearing my car loan and using the car pmt to pay off the cc. I owe around the same amount on both… any thoughts?

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Incoming BA - any advice/links on the math for the best credit card for personal use?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

How much rent amount should I pay to get maximum tax deduction?

Hi Folks,

Recently in sodexo, another card got activated that is multi benefit pass and it says i can use this money for apparels,bill payments and at petrol pumps.. is this real? No physical card is given yet.. did any 1 tried this card? if yes, could you please guide me?

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Decided to payoff my mortgage.

Once you get promoted to manager, what stocks and commodities are you prohibited from buying for independence purposes? Does this apply if you are in tax as well?

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Does RSM allow for Megabackdoor contributions?

What percentage do you contribute to your 401k vs. Roth 401k? And what's your salary?

I figure there should be some point where you earn too much and it's not worth contributing to your Roth 401k

Hi,

Can I pay full hra amount as rent to my parents to get hra exemption benefits.

HRA: 5 lakh

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Best desi food recommendations in Toronto doentown?

Failed interview at McKinsey + Bain… Feeling very de-motivated for this upcoming grad cycle. At what point do I give up/think I’m not cut out for this?

Which bank account is better for salary account?

HDFC
Axis

Anyone work for a mortgage lender that offers competitive pay and flexible schedule? Fine with commish only but prefer to come and go as I please. Thanks in advance!

Has anyone had a Manager that does not work well with your ADHD? Im going through this right now and the way they communicate doesn’t match what I need. If I ask questions, they huff and puff. But then get upset if something is done and it doesn’t meet their exact expectations. It’s sucks that I don’t have enough interest to continuously focus on the projects, but now I have even less motivation because I dread dealing with my manager.

Is 120k+super a good salary for software tester (manual) with 7 years of experience in Melbourne?

My lawyers filed my h1b extension and amendment together even after advising not to by the v and I advisor. I’m getting freaked out. Any suggestions ?

Has anyone regretted going in-house as patent counsel? If so, were you able to successfully transition back to a firm?

I’ve worked in sales for 12 years (8 years retail sales and management, 4 years inside tech sales and management). I’m feeling the burn and looking for something else in the tech field. I’m making $140k. I have a college degree but no marketing, engineering, or product experience. What other departments/jobs could I jump to and still keep close to my OTE? I’m pretty good at Salesforce and have thought about a SFDC admin type role, but that’s all I’ve thought of so far.

Lately, I've been hearing a lot from my peers about how sales isn't a real profession.
I work at a tech startup and it mostly comprises developers. They can't stop emphasizing their importance in the food chain and I can't figure if I'm too humble or they're too arrogant.
This yapping comes from people I've known since college. I have successfully blocked all such negativity but wanted to know if anyone here has faced such scenarios.
P.S: I've already accepted an offer above my expectations

Welcome to your new bowl, fellow 🐠! Go wild.

Dear all, currently I am working as a react developer I have one yr of experience in my current company,I need your suggestions I want to learn backend should I learn node js Or java spring boot. I have knowledge of core java Thank you @Tata Consultancy Infosys

Hi everyone,
Looking for a M&A HR checklist that includes due diligence through integration. I have one but would like to see what else is out there and compare. Happy to share my email directly.

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

I’ll believe it when I actually have it in my hands, but apparently I successfully ordered a PS5 through their Direct lotto system.

Hi Fishes,


Could anyone please provide me referral for Business Analyst in Reliance Jio.

TIA

what would be the package that will be offered to 5 year experienced Devops engineer in Jio AI COE, last drawn package is 16.1 - 18

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

Paid off my account debt!

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Any good wedding ring sources aside from Blue Nile?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

What does 401k mean?

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Google stock to buy now or after the split?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments