HYSA for beginners with no minimum. Go! ⬇️

Hello Fishes, I’m trying to validate the Business model through market survey. The business is a kind of agri investment model where one can get an ROI of above 8% annually. Please share your thought process on form generations, target audience, Channels like Linked In , paid promotion etc.,

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Investment properties! ? I am determined to buy a second home in fl and rent out my current home, any tips or advise on what you did to buy your first- second/investment property ?

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

What if institutional investors really buy into futures and drive BTC really high, as opposed to short selling them! Anyone have FOMO?

I recently received an offer for 200k€ in Amsterdam. Includes travel, 30% ruling, holiday pay.

Any idea if that is enough to cover a mortgage on a flat within biking distance from the city center without over spending on housing?

(3 small kids and a non-working partner)

Planning buy Audi Q7. Dealer says there are no rebates and offering the car at MSRP. I know we can get it for much lesser. Any tips about negotiating?

How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Hey Fishbowlers! I have a friend who is wants to get in to the Portland Razorfish office. Would it be inappropriate to contact HR on her behalf to see about job opportunities and submit her resume?

If you have to schedule multiple 1:1s between your exec and other execs, what process for scheduling do you use? Do you send individual emails to each exec’s AA/EA with availability included or do you send a mass email to all the needed AAs/EAs with availability included?

I have a month of PTO coming and currently live in a part of CA where most things are closed. What do you suggest to do in my free time? I’ll be using a lot of it to study for my CPA exams but realistically ill still have a good few hours of free time left everyday everyday.

Currently working in an IT audit role, what is the best way to transition into cyber ?

What would you suggest a Banking domain business analyst? A product based company in less package(FIS 13lpa /CGI 14 lpa) or a service based company with higher packages(TechMahindra 15 lpa)?

Hey Everyone!

I need a Job change .
Need your referance having 5+ exp as an Hr Manager .

Can you help.
Or May I Dm you my resume.

Hi All,
Need your help for 11 Likes to unlock 🔓.

Hi folks,

I work as data analyst in Zs associates since 1.3 years, now thinking to switch as it seems theres no growth opportunities left ..

Please help me to get some referal

I have 1 year of experience in HR. Is there anyone who can refer me for HR operations in ABB technologies? Infosys Tata Consultancy Accenture IBM Flipkart

Which health insurance your company providing?

Need 11 likes to acivate DM.
please help

Is there any requirement for Senior Software Engineer?
I am looking for a job change.

How many times do you think about quitting per day?

Married men or women - let's exchange ideas on how you make the travel work.

Any entrepreneurs out there that feel like there’s a million things no one told you before starting your company? (Good&Bad) 5 years in myself and nearly could write a book with my list of sh*t no one told me… curious to know what’s on your list???

How many times can we work in Big 4 especially EY in India ??

P.S. i have already worked in EY Once. ☺️

Who are considered the top consulting firms for Executive Coaching? Thanks!

How do your companies track talent and music usage, are there any good software applications for this?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Any good wedding ring sources aside from Blue Nile?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Anyone have a recommended tax person in Chicago?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Thoughts on personal loans to consolidate Debt?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

In your opinion which is the best target fund to choose in IRA Roth?

Google stock to buy now or after the split?