"Save after you've learned to spend and enjoy life" Would you agree? What does this mean to you? Surely they're not advocating for being financially irresponsible while you're young.

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

How often do people upgrade their house? Is every 3 year too slow?

Poll - share your investment portfolio in your taxable account. Wanted to see different ideas. I’ll start - 25% FXAIX 25% FNCMX 25% FSPGX 25% FBRGX.

I dint feel happy when my bf proposed me for marriage.. i am not able to understand why..he is very nice guy, we have been dating for almost 4 years but honestly, in these 4 years, i never had that butterflies feelings with him never ever. Its just that we are comfortable with each other as a person thats it and we started dating.
Whats wrong with me..i am also not sure if i want marry him..

Any book recommendations to gift my cousin sister? She studied (masters) psychology and is a trained classical dancer.

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

I have pretty strong social phobia and am worried about making friends. I'm going to be working for an engineering company so I imagine I don't have to be really up on the latest trends or anything but how can I talk to people without making it sound unnatural?

GV70 vs GLC 300 please cast your vote!
My fiancée and I have been struggling for this way too long (disregard the price)

Anyone have a good way to actually see younger (9/10 year olds) student work when completing their math problems in real time while teaching virtually. I'm struggling with knowing what/if they are doing at home. Holding up dry erase boards to the screen is hard and time consuming!

Any books that you found very helpful to read as expecting parents? We’re just nine weeks along, but would love to start preparing however we can!

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

Anyone trade DeFi derivatives on Synthetix/Kwenta? Any experience staking SNX?

This is my first yr having access to an FSA through my wife’s benefits. Trying to decide on an amount to contribute and it’s tough. We may or may not get pregnant this year and that’s a huge. Cont..

How much should a senior email designer/developer make? I make 77k USD and feel like I’m underpaid. 😕

BP, Pune is hiring for .Net Developer
(Good in DSA)
Inbox for refer

Help! I’m looking for a remote job to help cover the gap in my income these last few months requires. Anyone have a Real resource I can look to?

Heyy!! What kind of questions does Accenture ask for Application developer (frontend) YOE: 3years

Can anyone share any examples of outstanding direct to consumer healthcare ads?

Yes, everything you hear about YETI is true. So many people asking and turning them down, you did right. There is no need to lose sleep over it.

When an agency is about to hire you as a creative lead but without seeing your book to find out what you had done in your career, is that a red flag to you as a creative?

Hello Fishes,

I have 9+ yoe in banking and credit cards domain, tech stack: VisionPlus Mainframe development.

Kindly let me know if you have any suitable open position. Thank you.

What are some pros and cons of taking a break (for a week) in between jobs when on H1B?

Gents - What perfume/cologne brand do you wear?

Getting over heartbreak and having a full time job is torture lol. My boyfriend and I just broke up after almost a year of being together. It was such a beautiful relationship but ultimately he just didn’t love me. I love him so much. My mind knows that I deserve reciprocal love and I’m worthy, but I feel physically ill. My body hurts, my stomach is in knots, my head hurts. How is it that I have to mend a broken heart but also meet my billable hours lmao

Best Halloween parties in Los Angeles?

Hi all, starting this thread to understand salary benchmarks with 7-8 years of experience in pharma.

Last year I moved internally from a
Paralegal level 11 w/ 14 yrs exp at
$100k base + up to 8% bonus to my
current role as compliance manager
level 9 at $123k base + up to 35%
bonus. I was above cap in my prior
role and now my range is up to $138k
base. I'm being recruited to my old
team as a level 10
Manager with
same base/bonus as now but since it's
a lower level I will cap out within a
year. I always found the legal work
more interesting but limited in career
growth. Not sure what to do.

Any intel on compensation package and base salary for the Associate Corporate Counsel positions at Amazon? I’ve seen the posts on other roles but none for ACC.

Company on track for 22 goals. Traditionally included 2% profit sharing at YE, this year however comes with a unique caveat.

The CEO added a qualifier, to be eligible for the payout one must agree to and sign a binding arbitration agreement. In the CEOs email to staff he indicates these agreements are standard in most companies and typically required for new hires.

I’m curious to get insight from others. Is this standard practice and generally required for new hires? Something feels off.

Desperately looking for a job in Organizational Development 😩 it’s been almost a year since I finished grad school and I’m so embarrassed I can’t land anything.

Which are the best forex card for an Indian travelling to UAE for a 2 months work engagement?

For anyone who has a consistent exercise routine can you explain if it has helped you manage your ADHD symptoms and all the different ways it has helped?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Any good wedding ring sources aside from Blue Nile?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Google stock to buy now or after the split?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.