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Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

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How many couples here where the husband/male SO is younger than the wife/female SO? And what if the age difference.
To start..I'm 34 and wife is 36.

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How do you deal with your boyfriend still being friends with someone he slept with before? Kind of bothers me but not sure if it’s normal....

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

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My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

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Is anyone holding didi shares? I’m trying to figure out what happens. If they delist, then list in HK, are shares converted? If I want to sell, how would that work? Do I need to open a HK bank account? Are there unique tax implications? Etc etc.

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Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

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Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

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Will be moving to the Bay area for a new job which pays a bit under 200k. I know SF is very expensive so just trying to gauge what would be a reasonable amount to spend on rent. I have no debt and decent savings. Bringing my car with me and will be commuting to Marin most days, but looking to live in SF. Otherwise tend to be fairly frugal and like to cook.

Any thoughts/suggestions are greatly appreciated!

In your opinion, what’s the best hedge / best buy against rising interest rates?

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Anyone here ever been scared by some major differences in materialism with your partner? I’ve been considered “boujee” by some friends but my girlfriend of just over a year is on a whole other level. Lately because of many of her friends getting engaged / married, rings have been mentioned and she’s said pretty much she wouldnt be happy with under 25k.

I come from a very middle class upbringing, and so does she, although she’s influenced by friends dating professional athletes and stuff

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How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

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Warrants or shares and why?

Need to urgently find a 500k job. Can't keep up with mortgages with anything less. Any advice?

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If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

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People that have small children - how do you deal with your child’s stress and separation anxiety when you go to work? My 4-year old goes berserk almost every day at some point relating to me having to work. The worst part is that I’ve been working from home bc of Covid and I’m literally just walking upstairs after giving hugs and kisses and saying see you soon 800 times. My spouse is a stay at home parent, but that doesn’t seem to matter to my son. A piece of me dies everyday because of this.

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I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

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In a serious relationship for the first time since starting with the firm. Advice on how to balance career and personal life? I promote to manager this fall and want to succeed in both realms

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Friends are telling me it’s super hot in Austin during Summer. Is that really bad? I’m thinking moving to TX, from DC

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Hi, how much a Junior Art Director in a big network should be making? What's the curve like from his first year to fourth year?

If he would to jump to a mid-w position, how much should he ask for?

What is the Senior Product Manager salary at Microsoft for someone who joined from IIM and got promoted internally? Does it match with someone joining as SPM?
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Hi all,
When is the payment cycle for EY GDS, generally on which date do we receive our salary. I'm a new joinee.

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Hi All,

My joining in ibm on 25th August..But I can join 4-5 days early. So I will ask hr to change my joining date 4-5 days earlier. So am I eligible for any joining bonus or can I ask hr about joining bonus? One other company providing the same CTC as IBM but with 1 lac joining bonus extra...TIA

Anyone have an iMac for WFH? If so, how do you like it?

What is expected CTC as per market standard for 4 year of experience in salesforce development

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Targeting remote TPM with 4 yoe. What TC/breakdown should I shoot for?

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Hi, Can anyone working at SAP help me get a referral for a cloud developer role I'm trying to apply!

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What is starting salary of RedTeam Consultant at FireEye in Bengaluru, India?

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Which one I should join TCS or Virtusa? Virtusa is offering 3 Lacs more than TCS?

For those that left management consulting for PE operations roles (portfolio ops group, operating partners, etc.), how satisfied are you with your decision? Why?

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Why does Newark close tsa pre lanes? Terrible

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Do men actually like feisty women? Or do you like a more submissive woman? Curious

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Debt Finance nyc biglaw attorney considering a move to Houston for financial reasons. Can anyone tell what it would be like (the good and bad)? I see a lot of firms including mine paying the same salary and wonder what would I not like?

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Hi Everyone, I am looking for a job change. I have 5+ years of experience (2 years in Indirect Taxation and over 3 years in Business Finance). Currently I am into Retail Business Finance. If anyone has any leads, please provide reference. Thanks

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Hi Fishes,

Can anyone able to refer me Siemens,.

I have 5years of experience as a PLC, DCS, Simatic Batch automation engineer. @

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First performance review coming up. Any advice on how to get the most out of it?

Anyone here deal with Reines HH before?

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Lady 🐠- any recommendations for a good OBGYN?

I know I am opening up the doors for a troll feast, but finding a good doctor can be difficult- WOM is the best option and I can trust people here more than the average yelper.

Additional Posts in Personal Finance Bowl

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

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How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

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What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

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For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

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Best high yield savings products?

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Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

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Has anyone asked for a refund for payments made towards student loans during the pandemic and actually received it yet?

In your opinion which is the best target fund to choose in IRA Roth?

Have about 5k to invest - should I do FXAIX or FSKAX?

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Currently am contributing money into both 401K and Roth 401K. Should I also open up a Roth IRA?

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24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

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I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

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Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

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What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

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Currently maxed Roth 401k, Roth IRA, HSA, and ESPP at 23 YO, should I consider an after-tax conversion? I’ve read about back-door Roths but I’m still far below the income limit as an analyst. Definitely looking into early-ish retirement, should I just invest the rest in a regular brokerage account until I reach the income limit? Am I even allowed to do a conversion? Any advice is helpful :)

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accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

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Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

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Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

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Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

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