Posting bc it hurts: we’ve begun putting lump sums towards my spouse’s student loans. First amount will be drawn out next week at 100k… only 150k more to go… kill me now. Bye bye money. Before anyone asks, yes they are private and the rate is ridiculous, yes we spoke with an advisor first, no they’ll probably never be forgiven. Just need this monkey off our backs.

Can wife claim husbands PAN for HRA? Flat is in the name of husband

Guys, what platform do you use to trade US stock?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Zscalar . Is ESPP mandatory to choose if mentioned in offer letter?

What is the best-kept secret among realtors?

Can we claim for education loan interest deduction while filing our taxes if the loan was taken from a foreign (ex. Indian) bank?

Is anyone aware if we are eligible for pension component?? I know D does have for Core Consulting model.

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

One of my big hang-ups with biden tax plan is raising corporate tax across the board. Why raise taxes on businesses when we've just found out how fragile it is to be able to run a small business?Why not at least propose some kind of progressive corporate tax structure if you want to raise taxes on corps?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Anyone in on IPOF call options?

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Hi Fishes,

Any job openings for Project Manager?
I have 12+ years exp
Notice period - 60days

I’m a junior and I have the opportunity to join the employment and benefits group as a specialist. The alternative is VC/M&A.

I’m under the impression that joining the EB group will still give me decent exit ops, has more manageable workflow (less unexpected dumpster fires like in deal-work), and a somewhat better WLB because of my previous point.

Any disagreement/any other things I should consider before deciding?

I’m a first year associate and perpetually concerned I’m going to get fired bc I feel like my work product isn’t at the level it should be. Does anyone have an idea of how easy/ hard it is to get fired?

Agency recruitment managers! How do y’all set goals for your department? Do you focus on outreach goals, applicant goals, purely hiring goals no matter the outreach numbers, conversion rates, etc? Asking because I manage two recruiters working with different clients and both work with different styles, so outreach messages for one might not make sense for the other. Any insight would be so helpful!

Hi folks
Joined birlsoft lastweek

Please let me know how to declare and modify medical details of dependents

How to apply for WFH kit like table chair?

Whwn we can declare flexi

I have an experience of more than 2 years in financial operations, audit and compliance, reports management and data analysis. Is there any opportunity in EY GDS as per my skills?

Does anyone have the CFF (Certified in Financial Forensics) credential? Has it opened any doors?

What value do TPMs provide? In my company all they seem to do is tell other people to work on things they’re already working on, and incessantly nag people on slack for status updates and timelines which you’ve already provided.

Hi friends, any agency editors gone from editing in house to art or creative directing? If so, how? I love editing, but I see myself in a more conceptual role down the road. Thanks for any insights y’all can provide ❤️

Anyone from docusign knows the laptop models that employees get? I’ve heard Lenovo and MacBook - specifically are they Lenovo thinkpad x1 carbon, MacBook Pro 2021? 😬

Can anybody provide any insights about citibank project in @Synechron. How is the work life balance here?

I am looking to connect with any HR of Natwest. Can anyone help?

Anyone have experience on a credit strategy fund especially a credit hedge fund? Do they recruit non bankers? I saw an interesting opp but I have very little relevant background with debt (consulting background)

Does anyone know a good website where I can search for movie clips based on categories “man mowing lawn” etc.

which agencies are hiring juniors?

Tips for resume/job application for tech firm in strategy and operations especially if you are from public sector consulting background

Thoughts on personal loans to consolidate Debt?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Paid off my account debt!

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Have about 5k to invest - should I do FXAIX or FSKAX?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

In your opinion which is the best target fund to choose in IRA Roth?

Best high yield savings products?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.