Personal Finance - India

Hi All ,
What is best health insurance to buy for me and my family including senior citizens.

TIA

A very good starting point, if you want to compare estimated tax between old and new tax regime after Budget 2023.
Below is a download link for an Excel sheet where you can add all the details and check the estimated tax you need… more

Hi all,
I need small suggestion from u all 🤞
I have personal loan of 12L with the tenure of 5years
Per month 25.5k emi after 1 year i can preclose

Am Earning 55k per month....
How to save money for pre … more

Hi, 2 Qs:
Q1
My take home is 235k per month. Age 31 with a 6m infant.
Monthly expenses: 50-70k
I have recently increased SIP to 1L: 40k nifty100, 30k small cap, 20k nasdaq100, 10k debt gilt.
Max out ppf/nps every Apr.
Others: Sgb 2L, crypto 2L, fd 2L, i… more

How consultant can save tax other than salaried employees. If our job designation is Consultant can we save tax.

US investing from India :

I see finance influencers weighing on the fact that buying index ETFs from the US is not really a good idea. This is because the capital gain tax is very high and as compared to indian mutual funds … more

Planning to learn trading?
Any portal or any classroom training.

Hi, I'm contacting you today to introduce you to my new android app named Buy (Pronounced as Buy). The app is developed to be a Financial app. I don't need you to invest if you don't feel like it. But please download… more

Hello, please review my monthly investments and please provide suggestions if there is any room for improvement, Thanks in advance,

1. SBI Blue Chip Fund -- 8000

2. Parag Parikh Flexi cap -- 4000

3. SBI Magnum MidCap Fund -- 5000

4. SBI Small Cap Fund -- 5000more

Do you guys still use Cred? I've been planning to switch to an alternative credit card payment mode since Cred is a pretty much waste now. The rewards or coins are useless. Add to that mere 3 Rs c… more

What are your top 3 stock holdings in terms of amount invested? NSE BSE NASDAQ

I'll go first : Reliance , Bajaj finance, Amazon

Anyone has any idea about whiteoak capital PMS?

I have a lumpsum amount of 25 L (not including emergency fund). Where can I invest the entire amount lumpsum? I am expecting 8-10% CAGR without touching fund for next 6-8 years. Timeframe can be incre… more

Need some financial advice -
I own a 2bhk in bangalore that is on rent(no loan) and currently I am getting 35k as rent. I don't want to shift to this apartment due to location unsuitability. So I myself live … more

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender … more

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
more

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.
<… more

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Recently I underwent surgery ,do we have option to show unreimbursed amount which is not covered under insurance for tax exemption

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a ne… more

Please guide on medical insurance that covers dental, eyes n opd too

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of a… more

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k ea… more

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay re… more

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Can any one tell me, how to invest in quant mutual fund through it's website?