US investing from India :

I see finance influencers weighing on the fact that buying index ETFs from the US is not really a good idea. This is because the capital gain tax is very high and as compared to indian mutual funds there's no indexation benefit there in US taxation.

However I see that the expense ratio of Indian MFs is around 0.3% as compared to 0.1% of Vanguard s&p growth index etf.

What would be a better decision here?

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

Anyone invest PREIPO via DPO?

Buying a new house in the US and have no idea how to go about buying curtains and blinds. Can anyone help with their experience. Chicago based if that matters

How’s everyone’s turnip prices looking today? Any villages I can visit? 😇

Also, let me know what I should give you in exchange

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Fine day for crypto!

Any pros and cons on either getting the capital one venture card or a credit card with United. I want to start traveling more and mostly fly with United since it has a lot of flights out of my nearest airport. Debating on which one would be better.

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

What are the best ways of tax exemption

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

My direct report expensed Cal Bar late fees assessed for reporting MCLE credits late and for paying the bar fee late. It’s around $190 extra. I don’t care about the money (it’s not mine) but I think this is principally wrong to ask the company to cover it. Thoughts on this and how you would communicate it?

What's the best rent splitter online? Most accurate for sqft, etc?

Investor’s Business Daily: worthwhile?

Just moved from US to USI, do you guys know the preferred banker for Deloitte in India? I need to open a bank account but not sure which bank to pick

When u short a stock and then they wildly miss they earnings expectations

Hey Boschlers,
Is tomorrow holiday??

I have a coworker who’s a functional alcoholic. I’ve never dealt with a situation like this before so I don’t even know if it’s my place to say something

How do you quiet your mind? I find my mind still races at night and I have trouble sleeping

I’m a new contracts lawyer and am trying to learn how to harmonize indemnification with LOL. Any tips or resources? I know this is a broad question, but would appreciate any direction on what questions to ask when reviewing a K to do this.

anyone ever build their team's sales operations from scratch? how to sell internal leadership? or above my pay grade? I joined a team that needs the works. marketing,content,pipeline,metrics,CRM

Met a guy thru a mutual friends. Our first date was a day trip together. He couldnt come to a group event this week bc of work but I ended up to his house to hookup after (my idea). He hasnt texted me about meeting up this weekend...do you think i should text him? Getting feelings for him and worried i should back off before getting hurt.

Retrieval done, 26 eggs later! :) Good luck to all of you with retrievals coming up or are somewhere in the process! Fingers crossed for strong embryos!

Having 15years experience in ABAP , ABAP on HANA, how much salary can be expected if I make switch..anyone with this exp?

Anyone who can share BCG / MCK / Bain base and bonus salary for consultant level? (3 years in the company)

I am in a tech IC position. One of friends switched to FAANG by converting the profile to consultant profile. The friend who might have less tech knowledge than me is now in FAANG and earning more. If the end goal would be that the friend might one day be a product manager and me an engineering manager taking instructions from the same friend, isn't consultant profile an easier path to growth. I had been practising DSA for years and the competition is only ever growing.

Anyone have a couple of great recruiter that you could recommend for a SAAS sales position in Houston Texas?

What is average cost of living near jp morgan office in bangalore? (PG/ Flat/ Apartment)

From podcast to a LIVE to how can I connect it all across multiple platforms? A reel is 1min. 1 reel a wk for 4 weeks is 4mins. 1 video a month on YouTube. 🤔

Just got email that tomorrow is jeans day due to foreseeable late night. Sunday scaries just got real 👀

Got a strategy and bizops offer at a startup after being laid off last month! Does it sound reasonable to negotiate a ~15% salary bump? What is the normal amount to negotiate?

Resume question I've had three positions over my career one of which lasted 3 months and that I got fired from, the job search took an additional 2 months. Is it worth it to leave the 3 month stint off my resume? It might be easier to explain getting fired then a 5-month gap I was thinking

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Best app to track expenses?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide