Hello, please review my monthly investments and please provide suggestions if there is any room for improvement, Thanks in advance,

1. SBI Blue Chip Fund -- 8000

2. Parag Parikh Flexi cap -- 4000

3. SBI Magnum MidCap Fund -- 5000

4. SBI Small Cap Fund -- 5000

5. SBI Magnum Gilt Fund (DEBT FUND) -- 6000

6. Gold ETF -- 4000

7. PPF -- 4000

8. NPS -- 4000

9. Recurring Deposit - 50000

Was there ever a time you wanted to give up being a real estate agent?

Any downside to holding some funds from my Roth IRA in my vanguard federal money market fund until I can buy the dip? I’ve hit my max contribution limit for 2020 by having a few thousand hanging out in there until I’m ready to buy. I can buy with those funds after 2020 contribution deadline right?

How did you get into real estate?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Feeling a lot of pressure to buy an apt as my partner and I are in mid 30s and see ourselves living here (Brooklyn) long term. Can’t get over the high prices, high fees and idea of sinking all of my money from the market into one asset. Every apt for sale we are seeing is less nice and highly monthly cost than our rental unit which we love and running the numbers never looks good. Convince me why I’m wrong

What is a reasonable rent increase %

I be wanting to go off but then I check my bank app, calm down, and keep working.

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Did anyone else get a ridiculous rent increase this year?

Anyone else catch Tesla today? After months of no trading and waiting for the right time I had 10 700c I bought Friday at $695 a piece and exited at 4K a piece for a profit of 33K. Time to stay composed and wait for the next high conviction setup

Considering the current fall in the equity and crypto market, which would be your go-to stocks / coins?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Dipped my toes in some dumbass hype stock - 60 shares of FMCI, planning to sell within 2 weeks

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Thoughts about Georgetown? Looking to buy and wondering what the current and future outlooks are in terms of growth

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Need 39 pts to win. Joe Mixon and Chubb left to play (full ppr). Think I will make it?

Hello Guys,

Could please name the PSU BANK projects with EY ?
How is the work load in PSU projects ?

How much EY India offers for Manager position in technology consulting role

What should be the salary Bracket for JL4 ? YoE 13 - Skill - MIM

Biz owners/entrepreneurs: Any tips on how to answer questions where the interviewer would want to know why I’d want to work for a company if I have my own. I’d want to reassure them that I have no intentions of leaving their company for mine or that there wouldn’t be competing priorities between us. I have a small photography biz. When this came up in an interview how did you address it? On my resume it does show that I’m currently a photographer w/ my own biz. I was selected for an interview.

Kind folks, I have 3 yoe in the Cyber security domain. Currently earning 7lpa. What should be a target salary and highest variation I can target?

Are there any lawyers that moved to healthcare tech (non-legal related positions)? That would include medical devices, AI, robotics, etc. Would love to learn from your experience.

Parents always wanted me to become a doctor, so did I. However, did not do very well around blood. :))

Thank you!

Are all the Oracle certifications free irrespective of our team after we join Oracle? Or WT can do certification only of our manners assigns any to us?

Hlo guys,
Which are the certifications that can add great value to our CV as An IT employee ?

Is there an official promotion list out on ACN portal somewhere?

The deadline for a research I’ve been postponing for months is today. I know I’ll send a bad work. Please feel for me

Hi Network
Can anyone refer me for a data science role ?

How is the current market for moving to another consulting firm? Currently at a T3 and was thinking about trying for MBB or T2 next year

If any Fresher/Experienced CA wants to join PwC AC(SDC)
➡️For the cities Bangalore/Hyderabad/Kolkata
Feel free to DM me ✅

Recently got an offer from KPMG. But the offer letter is in their portal with no KPMG letterhead or signatures. Next thing is there is no joining details like reporting office or whom should I report to on joining date. I have tried to contact HR via mail/ call. No response. What to do? Has anyone joined KPMG recently? How do they communicate the joining details? Please tell me

Hi, I want to learn how to build ETL pipelines with Pyspark and Azure. As right now i have experience in feature engineering only with SQL and Pyspark.

Can anyone suggest anything online from where i can learn and do hands on?@

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

How t save tax for 9 lpa salary. Can anybody help me out.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.