Do you guys still use Cred? I've been planning to switch to an alternative credit card payment mode since Cred is a pretty much waste now. The rewards or coins are useless. Add to that mere 3 Rs cashback is more of a disgrace than anything. What would you guys suggest as an alternative?

How much is a good amount (% wise) to be putting into your pension pot? Would be good to hear at different salary brackets!

I'm guessing most people know already but for any new 🐠, the Marriott Mega Bonus is up for registration.

Does anyone have a preferred car service company? I am looking for a service that can consistently provide traveler alerts such as when car has arrived, passenger is on board, trip competed, etc. across US cities. I have found a company that will do this when I book travel in NYC, but when my Professionals arrive in their destination cities the affiliates do not offer this same feature. Any suggestions? Thank you!

Is it possible to get a Sr. Project Manager role or delivery lead at one of the big consulting agencies without having to travel an absurd amount and get paid 150k plus in total compensation?

Heyy Fisher,

Currently I am in Turkey but I hold 476 skilled immigrant visa for Australia.
I have 5 years of experience as Quality engineer in a high volume consumer’s manufacturing industry. I am looking to relocate to Australia. Can someone help me with that? Maybe some recruiters who can refer me for jobs?

Please tell me about the benefits of the Deloitte Corporate AmEx. Thanks!

As we are not frequenting to office and clientsites, anyone plan to return their leased car to save money?

The amount of kids coming out of B-school MBA’s with one internship and expecting 100k in low cost of living cities is crazy lol. What are they telling these students…

Is 160k good salary as a manager in New Jersey? With savings of 300k so far... I am wondering if it is a good time to go back to India.. I mean there is no end to earning more and more ..trying to settle on a goal on US money and saving .. after that I never want to regret once I go back .. I want to go back happily with no regrets and want to feel good about myself that I was successful enough ..

Forget about Uber.

Thoughts on those credit card machines that ask for tips?

I’m standing there stressing out with people behind me and all the person did was push a button to get me black coffee!

Is Bitcoin about to fall below 30k or rally back above 40k. Vote below 🔮

Fish fam. Need some advice. My height is 5'11 and I weigh 160 lbs. Since I am a vegetarian I find it difficult to put on weight through a regular diet. Constant Travel doesn't help either. Any vegetarians out there who have overcome a similar problem??

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

If visiting home country after transfer approval, will I be eligible for drop box? I have my current employers stamped h1b visa valid till end of next year. Thanks

Hello guys, Looking for a job in finance domain ( accounting, liquidity reporting) in Ireland. Any referrals please connect.

Hey Fishes, I feel the RTO policy in not getting enforced rather it is getting imposed it seems (in ZS across offices). Suddenly from being employee centric they have shifted their focus to ZS culture and values. Let the thoughts pour in!

A few years ago, I proposed a grant to my Board of Ed, but was turned down... so I put it on DonorsChoose instead, and it got fully funded (about $2800), but my school district said I could not accept the grant under any circumstances! So I had to ditch the idea (and the FUNDING!)...
Anyone else experience this? I still wonder why.... and it was never explained to me. (Veteran teacher, 20+ years’ experience.)

Im currently working in PwC. So is there any way to move to abroad?

I just received email to submit documents for Wells Fargo. Before this , haven't had conversation with the HR.
1. Can I mail back asking for the budget they have for this role?
2. Can I keep the current CTC thet he asked as blank and just state my expected CTC in email?
3. He had asked for tenure in the current organisation. Does this affect the hike? My tenure in current organisation is 9 months.

Any suggestions on this will be helpful. Thanks.

I’m an application analyst in the midwest for a small CAH. I was hired into this position at $27.15/hr and have now worked here for a year. I’m curious how my salary compares with others working in the midwest. My primary responsibilities are systems/HIE integrations using Meditech, HL7 transfer, SQL report writing, and user administration (just to name a few).

Hello All,

Can someone confirm what would be HSBC recruiting process once HR asks documents and shares link for backend investigation details to fillup?

How is Ambit project in FIS for .Net developer ?

YOE - 7 year

Would it be a good learning project or not ?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Anyone at the Relient K show at House of Blues tonight?

Woooo esketit. Personally I’m just hoping to ride HCAC to the moon

Hi... Anyone joining at UBS this week or next?

Hi Fishes,

Have interview with UBS in Tech Software Engineer in Test role what can we expect my stack is CoreJava,Selenium,API testing.

Exp-8 years.

Thanks in Advance !

Hi friends,
Does Capgemini provide settling allowance in case of permanent transfer from base location within 6 months of joining the organization?

George, Albon, Norris on podium this week!

Is it okay to trim your chest hair?

Note: Not the entire chest, just the hair visible in case your top 2 buttons are open/or the hair which is above your vest area.

How much do you bill per month as an associate in patent prosecution? I struggle when I get over 170.

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.