Need some financial advice -
I own a 2bhk in bangalore that is on rent(no loan) and currently I am getting 35k as rent. I don't want to shift to this apartment due to location unsuitability. So I myself live on rent paying 30k currently. Which option is better:
1. Buy another 2/3 BHK and start living there.
2. Buy a not so costly 1/2 BHK and put that also on rent.

Curious of the retirement benefits at your firm...go!

Deloitte: 1.5% salary match paid out once a year, fully vested after 4 years. Defined benefit pension plan, fully vested after 3 years

Can I receive rent on H1? How can that be accounted towards the end of the FY?

How many of y'all have trust funds? What'd you do with the $$$?

Does anyone have any book recommendations for information on buying a house?

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Really hoping to avoid judgment on this post. Has anyone had to sign up for government or state assistance after becoming unemployed? Was the process difficult? I have a young son who's at home with me all day right now and I'm looking for a job that I can work from home, but in the meantime we need to eat and I need to pay my rent. Thanks for any advice.

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

Is BRK-B a buy right now?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

My goal is to save 300k by end of 3rd year. HCOL. Do you think I can do it? Or maybe 5th year?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

I'm looking at moving to rollover my 401k in to something that supports BTC and alt coins.
Any recommendations/ reviews on self directed IRA accounts out there that support crypto investments?

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

Anyone with a leased car move from NJ to other states? If yes, could you please help me understand the process to get sales tax refund from NJ? Thanks in advance!

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

Any info on WLB at NielsenIQ.. and pay ballpark figure for 7.5 YOE?

Planning on taking another bar exam and moving. When should I start applying for jobs? Coming out of law school I applied all of the year before, but not sure if it’s the same since now I’m practicing?

If it’s true that you can gain full immunity after recovering from COVID (when science says so ofc), will the plan be to antibody test people and let them resume daily life if they have immunity?

We are all sleep walkers (specifically in Europe) walking towards the second wave of corona virus cases and potential lock-downs even though we should all know better.
Change my mind!

Can someone refer me for business analyst

How much would orange theory cost if you went 2-3x each week?

Quick poll for single guys : how often do you have random hookups?

Do any your companies offer a daycare subsidy?
If you do what amount do you offer? Can you let me know the size of your company?
Thanks

Ive been practicing in TX for 2-3 years at a big law firm doing mostly bankruptcy work (and some trial) and looking to clerk at a bankruptcy court in SDNY/DDE/EDVA (I am well aware of how great the SDTX judges are but I am set on leaving Texas). Anyone familiar with how many apps these judges normally get or what makes candidates stand out? Are these judges generally not interested in someone who has practiced in a different market?

Had another dream about my ex. I asked him questions on why he changed. He answered just let go. I think now my brain is finally starting to fully acknowledge there is only one path forward.

How many couples here where the husband/male SO is younger than the wife/female SO? And what if the age difference.
To start..I'm 34 and wife is 36.

Hi everyone I am relocating to Hyderabad next month. Even though I look forward to meeting new people I can’t seem to ignore the fact that I will move away from family. My family situation is already complicated, my mom and dad are not on good terms so we don’t live together and when I move it’ll get worse. I am financially independent but I feel guilty for not being there for them. Is there any possibility of getting transferred to Gurgaon office(a lot closer to my home)if I talk to my manager?

How much time your divorce procedure took?

Max beating Micheal Schumacher & Vettel with 14 Grand Prix wins in one season , GOAT 🐐

A recruiter from an agency I admire reached out to see if I’m interested in an ACD role. BUT it is for one of their Pharma clients. How can I tell them I’m not interested in that category? I would like to work with them, but on their traditional/consumer brands. I want them to consider me for other opportunities :-/

Curious to know what the norm is — does your firm prorate your bonus for time that you are out on paid parental leave?

What are some of the best public driving ranges/courses in Dallas?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

How t save tax for 9 lpa salary. Can anybody help me out.

Can any one tell me, how to invest in quant mutual fund through it's website?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these