current take home is 235K/m
investments: 50k MF, 16k nps, 3.5k LIC, 10K Gold etf, 10-15k stocks, 12.5K PPF (all per month)
expenses: 38K loan, 30k misc (per month)
planning retirement in next 10-12 yrs. what additional can be done to make that possible?

PS: accounted cash & fd as liquid

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

My firm doesn’t match my 401k — still worth opting in?

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

What do I need to do regarding my Amex before leaving the firm

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Any recommendations for mortgage lenders that count stablecoins as assets towards a down payment? I’m looking to get pre-approved, but I had a lender tell me to withdraw from funds from my 401k instead because they don’t consider my GUSD 150k as assets.

Airbnb is going to go public pretty soon. Are you going to pick up this stock?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

What is the most difficult part of buying a home for the first time?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

Hi, I am new to investing, i am looking for mutual funds where i can have a long term investment. I and ready to invest 10k per month in SIP's split accross multiple funds. Can someone provide me suggestions

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

Personal finance book recommendations?

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

How did you find out what you want in life? Feeling lost mid-career..

What is considered a “large” caseload in employment litigation? I work at a large L&E boutique law firm and handling about 14-15 active litigation cases in state/federal court or arbitration. Some of these matters are multi-plaintiff and multi-defendant cases, but none are class actions. This does not include any matters I am handling in the charge stage or in pre-litigation. Not sure if that’s a typical caseload or not?

Moving to Philly Nov 1, just signed a lease in Queen Village. Coming from LA where I was part of a volleyball group and had a lot of options at the beach. Suggestions on making friends and being active (while still being respectful of covid rules & health of all)? 36 F

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Okay, I feel like if a QE in India needs to email me, an SE, to just press the 'resolve' button on a user story that was created after a bug report was issued and fixed, then maybe... Just MAYBE... There might be a bureaucracy problem. 😒

Hey everyone, I am a current digital transformation consultant from the UK. I’ve been looking to move or do some work in the states as a Business analyst. I have 2 & 1/2 years experience working at companies like Discovery channel, AXA investment firm and currently working at a consultant firm. Does anyone have advice on roles, and making the move ? Or mentorship ?

Hi fishers, Can we renegotiate salary with Cognizant HR? If so what should I keep in mind as I am intend to join CTS only As the other offer which I am holding needs relocation I have already accepted CTS offer letter.

Cognizant -16. 4 LPA including variable--

Have another offer with 21 LPA all fixed.

Thanks in advance.


Cognizant Cognizant Technology Scientific Games Corporation Wipro Tata Consultancy

Best Co-living PG near Bagmane Tech Park Bangalore or in Whitefield?
Moving to Bangalore for 2 months with wife.

What are some roles you have seen sales people successfully transition to (from tech/SaaS)?

How do NYC big law real estate groups hold up during recessions? Are they one of the harder hit corporate groups or is there more stability?

Anyone have a couple of great recruiter that you could recommend for a SAAS sales position in Houston Texas?

What's the avg comp for deals advisory director at PwC?

Desi 🐟 fam - What apps are you using to make payments in India using US credit card?!
I use Wise for money transfers and other payments using debit card but i want to pay with my credit card and wondering if there's an option for that

What's the location of LTI in Noida or Delhi, are the offices up and running?
What are pros and cons joining LTI
What's the annual hike and performance bonus %

Do any consultants here use SQL frequently? If so, how did you learn it?

I have been in advertising roles in media and account for the past 1.5 years but I really want to make a career move to PR because that is what I studied and where my passion lies. I know the market is really tough especially here in NYC. Do you recommend I apply for Account Coordinator Roles or the next level up? I don't have formal PR agency experience but I have experience from my education and in house internships, and general agency experience from my current and past roles Thanks!

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Can any one tell me, how to invest in quant mutual fund through it's website?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

How t save tax for 9 lpa salary. Can anybody help me out.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?