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There is one of the important factor that is really important to be considered for any insurance is the claim raitio. I'm a certified financial planner. if you could connect with me on DM we can probably take further from there. Thank you and I do this as side hustle
Use ditto helpline number.
They will guide, it's free of cost plus they won't bother you with reminder to purchase.
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Whichever insurance you take, buy a separate one for parents as combined premium will be higher than separate policies, there are many insurers houses who issue senior citizen insurance policies
I have personal experience with care and Niva bupa, both are good
If you wanted a Niva Bupa, can help you with it.
Dm me i will help u out