Hi all,
I need small suggestion from u all 🤞
I have personal loan of 12L with the tenure of 5years
Per month 25.5k emi after 1 year i can preclose

Am Earning 55k per month....
How to save money for pre close the loan 🙏

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

Best high yield savings products?

Is it possible to secure a decent lease for around 200/month with no more than 1k down? Asking for my parents…

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

I’m a Canadian on a TN visa. Am I allowed to trade crypto on Robinhood? If so, can I trade the same coin multiple times in one day (day trading)? What tax implications would this have for me other than the standard capital gains considerations?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

I’m looking to buy my first house later this year and I have a few different ideas on how to go about it. Would love some input.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

In CA, if a tenant dies, who paid 1 year of rent upfront BUT there was no rental agreement, does the landlord still have the right to keep the rent or can the executor of the estate claim it back? Thanks!

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Any thoughts of investing in gold or gold related instruments?

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

Is 36 too late to join IB as an associate? Alternatively, can stay in my industry (not banking) as manager.

Pros and cons ...?? Industry crew what do you like and miss vs. public accounting?

Can anyone provide some guidance for a systems engineer with a Masters in Engineering Management looking to get into product management? Or ideally 100k+ positions? How can I develop myself professional ~3yrs of experience

Anyone aware of any non competes or non solicitation agreements that we need to abide by post exit. ? Senior manager in business consulting here.

Is it worth pursuing a management position coming from being an engineer? What is your opinion on trying to go this route?

Thoughts about Cloud Support Engineer -Security role

What advice do you have for someone who will soon start their first job as a retail manager?

Any role recommendations for exiting B4 workday financials tech consulting? I have 2 YOE, non MBA masters, would prefer to not do as much client facing work. All suggestions are welcomed.

What UK sources do you look at to understand your market value?

What are some good tech companies that aren’t the typical ones you think of (FAANG). I have been doing tech consulting (actually deving, full stack), but want to get into something more technical, and have my trajectory be product owner or architect vs business manager. Not sure I’d be able to swing a FAANG

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Does anyone live in Milieu in west loop? What are your thoughts on living there and are there other good parking options besides there garage? (We have 2 cars and $600/mo. in parking seems too brutal)

Where’s the best place to watch sunset around downtown Chicago?

Monday Wordle 331 5/6

⬛⬛⬛⬛🟩
⬛⬛⬛⬛🟩
⬛🟨⬛⬛🟩
⬛⬛🟩⬛🟩
🟩🟩🟩🟩🟩

I dated my ex for about 4 years and before we broke up we had moved in together. We lived together for about 6 months before breaking up. I kept the apartment and she moved out. Is this something I should tell my current girlfriend without it coming up naturally? She has told me she doesn’t care about what happened in my past relationships and that she is happy to talk about them but that we don’t need to. I’m just not sure if I should tell her about it, or wait for it to come up in conversation

Dating. How do you navigate dating attorneys and being a judicial law clerk? Conflicts? Awkwardness?

Creative ways to respond to customer concerns without sounding scripted?

Having serious Monday blues! Who wants to talk and help? 35M in Chicago

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Best app to track expenses?

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Can any one tell me, how to invest in quant mutual fund through it's website?

Is there a way to Pay rent via Credit Card without paying the convenience fee?