Student Loans

Hey guys,

I got my degree last year and am currently looking for a job. I qualified for the SAVE plan so I don't have to pay anything until November of this year. I was wondering if anyone knows of… more

If you lived at home, curious to know how much debt you graduated with? I feel like a good amount of my private loans were going towards rent/groceries.

Average bachelor's degree in the 90s was $9k... I know inflation matters, but still that would only be like $22k today..... inflation makes me want to scream  

Is anyone's employer actually doing the 401K match for student loan payments yet? If so, who?

I'm doing a careers presentation locally on IT career options.

What advice would you give to sophomores and juniors in HS looking at tech and the schooling/ degrees needed?

How far in advance does your money go? Can you use this month’s pay for next month’s bills?

I'm paying $260 monthly (which is the minimum) on my federal loans and they are at 0%. It's going to take me 12 years to pay them off... should I increase the amount or no because its not bear… more

Anyone here consider completely switching career paths bc you feel like you could make much more money elsewhere?

Does anyone use a specific program or website for loan payment simulators? I want to see what it would look like if I put an extra $100 a month to it, or if it would be more beneficial to pay lump sum… more

New grad feeling pretty discouraged by how much debt I have. Any advice?

Anyone here go back to school after a few years in the workforce? Did you take additional loans for it or pay with savings?

Does your job give bonuses and if yes, do you put it towards your student loans? This is my first year of a potential bonus and thinking of just throwing it straight to the loans

Have you encountered any unexpected financial challenges related to your student loans, and how did you address them?

What’s the interest rate on US federal loans right now?

Don't worry about me. I'm just sitting here waiting impatiently for Biden's initial SAVE wave is forgiveness to come through. Will it actually come here in Feb? Anybody heard anything..… more

Anyone who has a side gig here, what is it and how much do you bring it from it monthly?

Where does everyone get up to date info on loan forgiveness? I feel like it’s constantly changing and scared im going to miss something

What percentage of your education was paid with a loan vs scholarships, savings, etc.?

How do you balance the financial aspects of student loans with your overall financial goals and priorities? What are your main priorities?

Curious - how much were you given for loans in your degree, and what was your degree?

How did you go about researching and choosing your student loan options?

Need some help! My student loans are killing me…. Minimum payment of $1400 a month on income driven. I do have a great salary but am the only income for my family of 4. I also live in NY where propert… more

I'm considering a few different colleges - have an AA but want a four-year degree - and I want to know what's the max debt one can take on that's manageable in your opinion. My guess is $5… more

I'm going to have to renew SAVE one more time it seems. I don't think I'm in the initial cohort getting low balance forgiveness in Feb. Fingers crossed for July!

Some really wild stats I read in an article this morning: "Those in Gen Z (born between 1996 and 2012) and millennials (born between 1981 and 1995) “are paying nearly 100% more for their homes th… more

Would you say having a degree is necessary these days?

I wish when I was 18 signing on for my debt, I was given an amortization schedule and actually talked about how long it would take to pay this off. I had no clue what I was doing and at that age, no c… more

Is it wise to go to a state school even if it's not your preference just to get your tuition paid for? Don't want my financial nerves now to affect the fact that I could have gone to Brown.

Has anyone had an issue with their full loan payment not being shown on Edfinancial? I recently made a payment and only a portion of the payment was marked received. Bank statement shows the full paym… more

How do your loans affect your mental well-being? This was in an article I was reading earlier today: "Debt can have a significant effect on our mental well-being. When the constant pressure of financial obli… more

It's estimated that close to $100 million in scholarships go unclaimed each year and $2 billion in student grants go unclaimed. Typically, the money is not awarded due to lack of applicants.

Can someone explain to me bi-weekly payments vs monthly payments on debt and how that saves interest? Like I'm 5. Thanks.