Hey guys,

I got my degree last year and am currently looking for a job. I qualified for the SAVE plan so I don't have to pay anything until November of this year. I was wondering if anyone knows of any other programs I can apply to help with student loans?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Please suggest some good banks for mortgage rates. First time condo buyer.

GBR 959% return lol?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

What is a good credit card to get for travel?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

My boyfriend has been laid off due to Covid-19 and needs to break his lease (goes until May 2021). Any guidance from this group? He really cannot afford to pay rent as he has no family support

Decided to payoff my mortgage.

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Why cant we trade UWMC right now???

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

I am sure this is a question with an obvious answer, but does anyone else just feel absolutely trapped in a job they hate because of their student loans? I’m three years out of law school and I still have $160K in student debt despite making aggressive payments. I work in a larger firm (not big law per se, but 250+ attorneys and big for the market). I am pretty unhappy with my job the vast majority of the time, but I feel like I have no options. $160k at 6% and 7% interest cannot be ignored.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I’ve got cash that I want to conserve (for bschool) and my time horizon is 1 year. It is currently all sitting in a HYSA. Should I bother moving it to a higher return investment and if so what would that be? Thank you!

If I leave big law for ADA will I get canceled?

32M NYC - BW only please

Guys need your suggestion here.

Please help me with my decision.

I am 32 divorced and I have decided to not marry again also i don't have any other other responsibilities /loans etc.

Currently earning 18 lpa and I am planning to buy a car which is worth 16 lakhs. Should I go ahead or should l lower my budget as per my current salary package

Which agency would you advice against joining and why ?

Moving from chicago to NYC over the summer. Has anyone done this move before and have pointers? Also in search of a moving company to move my 1 bedroom worth of stuff. Any recommendations?

I’m one of the top performers in the company and got invited to the company’s emerging leadership program. I always meet all my goals and deliverables on time but still feel like half of the time I’m not even doing anything (or performing my best). How do I leverage this ‘off-time’ into something productive in order to progress faster?

Why is Deloitte giving Iphones to people and what is this well being program? Can anyone explain.
Also, does it apply to Deloitte India(not USI) employees? Thinking of joining Deloitte India in feb in consulting service line.

Is it true that people joining for Oracle practice at PWC AC Bangalore are on bench due to shortage of projects right now ?

I was hired to work on one account as the only writer. Told they’re handing me another account (or they may hire another writer). I need and want more responsibility and $$. How to negotiate??

BDO recruiter reached out for an audit senior position in the DC area. Recommended or not? And why? Insights appreciated!!

Has anyone successfully moved out of claims into underwriting? I have been doing worker’s compensation claims for about 9 years now as an adjuster. I would really like to get into underwriting but have not had any success so far. What are some other roles I can transition to?

Hi I was interviewed by Capgemini in December 2021 and surprisingly they called in February 2022 for second round.

1. When can i expect call from hr?
2. I was thinking it is not genuine as they did not had clarity for which they were interviewing me. However in both round people who interviewed had email id with domain of Capgemini.

Did it happened with anybody else?

Please guide.
Thanks

What’s our bereavement policy for PDM? Lost a loved one yesterday…

After every meal, I crave some sort of dessert even if it’s a piece of chocolate. Has anyone found a way to curb those cravings? I’ve been trying to eat fruit instead but it just doesn’t do it for me.

How do you make connections at weddings when you barely know anyone? I feel like it’s always awkward smalltalk and at some point you’re just drunk and wanna go home.

Going to a new firm and bringing a client or two with deadlines before I leave — can I do the work now but bill the time later at my new firm as long as I don’t double bill at my current firm?

I’m transitioning into a role where I’ll be more hands on in production. Previously, the producers handled the budget, contracts etc. I haven’t done this in a long while so I hope I could get some answers here to be more prepared

This is a much smaller company so I imagine I’ll have to take on some of that eventually.

What are the standard day rates today for a stylist, photographer, Director, DP, set designer, prop stylist? Are there resources out there I can just look up?

I’ve always been comfortable concepting and writing. But when it comes to nitty gritty logistical stuff, I struggle. Like the discussions about aspect ratios, social post timelines, and the nuances of Facebook collection ads.

Can any other writers relate?

Im a Design Engineering from Mexico but Im also an American citizen, I would like to know how can I get my wet-stamp and if I need it… I have my degree from Mexico but I’m not not familiar with the process I have to follow to work as an Engineer in the States

When can I expect the onboarding kit to get delivered ? I have joining in 7 days.

Any big4 lawyers who transitioned to the IRS office of chief counsel (national office)? How do you like compared to big 4? I am particularly concerned about having to be in person (at the office) 2-3 days a week.

Can anyone share work culture and flexibility in olam Chennai. Also what is salary range and incentives for associate director in olam.

SOFI or who else?

Damn LIBOR rate up again...

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Does having student loans impact your ability to get a mortgage?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?