Does anyone use a specific program or website for loan payment simulators? I want to see what it would look like if I put an extra $100 a month to it, or if it would be more beneficial to pay lump sums every now and then.

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I use this one quite often: https://studentaid.gov/loan-simulator/. It's not perfect, but it helps me make decisions about my payments.

Bankrate! I use their calculators all the time.

https://www.bankrate.com/loans/student-loans/student-loan-calculator/

Cool! Thank you both

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