There continue to be questions, so here is an article with a great summary on the different components of the new SAVE plan:

https://www.columbian.com/news/2024/jan/28/your-student-loans-could-be-fully-canceled-see-if-you-qualify-under-the-save-plan/

What happens to my 401(k) now that I’m leaving the firm?

Does it make sense to max out my 401k if I want to retire by 40-45?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

is it feasible to buy individual stocks in my Roth IRA and sell later, and then switch to less volatile index funds down the road? Is this too risky/a bad idea?

If I made $1000 in dividends this year, would I have to pay any tax on it if my total yearly income was less than $20000?

Investing in crypto is fun again :)

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

New Jersey partnership question.

Partnerships need to use market sourcing for purposes of calculating NR withholding tax (though NJ doesn't even call this withholding anymore).

However, for purposes of calculating the NJ distributive share of income, you apply Gross Income Tax (personal income tax) rules, which is 3 factor and includes COP.

If I end up with 0% apportionment under GIT and 10% apportionment under CBT (withholding tax), the partnership pays tax upfront but NRs get 100% refund?

If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Recommendations on how to simultaneously pay off student loans and invest?

What companies do you recently regret not investing in?

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

I received my fnf from Accenture today. I don't know why 18k as 'other perquisite' is mentioned in income tax computation sheet?

Anyone else have a M.S and barely making over $20/hr in the healthcare industry? Smh, debating on a career change.

Hi All,

Can anyone tell me the salary structure in IBM?
Compensation team told my variable will be 10 to 15% and there will be quarterly bonus depending on performance it seems?
Is this true? IBM

Best Regards

My new agency’s healthcare plan only has ONE physician in NYC listed as in-network... is a plan this limited the norm?!

How up to date are the firm’s job search portals? Like do they usually have stale job listings?

Any book recommendations for the summer vacation season? What's your favorite book over the last year?

Has anyone seen any decent MQD run ideas for Delta recently? I’m about 8k MQDs from diamond. Seems the Aeromexico method is on hold until they are fully back up and running. Thanks!

If I am searching for an external audit position as a senior associate in public accounting particularly in the healthcare industry what is a competitive wage? Currently I am 1 year in as a senior associate at a top 5 firm and making less than 80k. I do not have my CPA yet but working at it. I have 3 exams left to pass.

I joined EY this week. May i know whether are any good benefits to know during the first few months?

Hello fishes. I'm shocked that we do not have a bowl until now. But I'm glad you're here now. Lets keep the excitement going 🥳

How do you folks feel about paying for servicing? Paying a few hundred bucks every few years is a big nut.

EY advisory laptops - do you get to choose a model or is one just randomly assigned to you?

Can anyone throw some light on what sub levels exist within level 9 i.e. at Management Consultant level in Accenture Consulting. Also how do we know whether we are offered base level consultant or experienced consultant role and what are the corresponding salary levels? Please guide?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

SOFI or who else?

Damn LIBOR rate up again...

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Does having student loans impact your ability to get a mortgage?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?