Can one of you have mercy on this first-generation student and explain the difference between these two to me like I'm 3? Like, how will my discretionary income be calculated? The second one seems like a better deal but 😭😭😭😭😭

Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

For those who pay attention to cryptocurrencies and are not bitcoin maximalists, which altcoins do you think are doing the best work in terms of useful innovations?

I'd like to buy, but the market is absolutely atrocious currently

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

Anyone know good penny stock to invest in? I have some "play" money that I would like to invest in some good penny stocks.

Has anyone used Knightsbridge to move money from US to Canada? Is it reliable?

Was offered 90k for a CD position in Brussels. Is this a good offer? I mean, I wanna do it because I want to live in Brussels but I know taxes are brutal there. Almost 50% of my income is going away

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

If I had a realized capital loss in stock last year can I use that to neutralize any realized crypto gains this year ?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Okay, who here was smart enough to put in $80 limit buys?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

What percentage of your income do you save, invest and spend?

For those of you who hold cryptos, what multiple of your initial investment is your current balance?

Can partners at EY consulting buy as much equity as they desire?

Guys 500$ to invest in alt coins..Any suggestions?

Hi fishes, in last 2 months I got at least 10 rejections and 0 offers.
I am looking for a new job. I am working for a Google Cloud project in HCL Technologies. I am currently handling order management and deal strategy for CPQ deals, SaaS deals. I also have experience in using SAP, Oracle EBS Prod tools along with billing and collections. Also working with product teams of Google Cloud to create process and order forms/contracts for billing of products.
Help me with an opportunity please 🙏🏽

Today's date is proudly presented by the poor handwriting association: 4/////7

My browser history is failing me and hope y’all can help! I recently stumbled upon a website where some ad folks had compiled a bunch of idea/conceptual thinking approaches and if you clicked through there were past spots that had utilized that idea / way of thinking. I wanted to share it with a mentee and can’t track it down. It was a simple layout: grid of images w/headline naming the idea … Sound familiar?

What is the lateral hire process like?

R&D Vs Consultancy

Where to go?

R&D has no money! But satisfaction
Consultancy has money but I feel stressed out there.

What to do?

Tips on writing marketing company that sounds organic and punchy?

When should a stub start getting worried about not having much work and low billable hours?
I’ve asked for work but no luck. I know they say this is normal for a stub but when should I start getting worried and consider looking for exit options? Fyi, I like my practice group, so I don’t want to change to a different group within my firm, hence would have to lateral, if I have to. Also, other co-1st years are churning in high hours.

Hey Fishes,
Been working at D India as a Manager (Not USI) for past few months.
Ask me anything as there are very few reviews available online.
To clear few misconceptions
1. Global projects are available here
2. They've started mentioning Bonus, Gratuity amount etc in offer letter
3. Work life balance depends on Project and managers you work with
4. Inside opportunities if you're the creamy layer
5. PF amount in offer letter is the total deduction and not just company's contri

Other can add

What does an Enablement Lead Analyst make at BCG?

A branding question. If FIFA stopped calling it the Women’s World Cup, would more of the world start treating it with as much reverence as the men’s World Cup, which is just called The FIFA World Cup?

Is it pronounced “data” or “data?” 🧐

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

How do I tell a firm I screened with that another firm I screened with is moving forward with full rounds? I would prefer the former firm, even though the latter firm is ranked higher. Thanks for any advice

Hello community,
I am currently working as a software developent engineer 1 at Amazon India. I have 1 year 2 months of experience. I am looking for a switch to other product based companies. Will be grateful if I can get a referral for the same.
Thanks.

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Damn LIBOR rate up again...

SOFI or who else?

If you could go back in time what would you tell yourself before taking out student loans?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Does having student loans impact your ability to get a mortgage?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?