What’s the interest rate on US federal loans right now?

I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Anyone trade options on JPM You Invest? They have a bonus running right now and wondering if it was worth it for general investing and options trading.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

None of us non citizens will see this stimulus check right even though we are residents for tax purposes?

Does anyone work in Dubai or Singapore who can give me an idea what you get paid? Thinking of making the move from Norway. Lower/no personal income tax is the incentive - paying 47% 😭

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Do you guys factor in how far your parents live when looking to buy houses? My folks are here but I'm thinking of buying in Louisana. Scared to leave them though, haven't ever lived more than an hour away from them 🥲

I’ve gotten massive returns by making huge bets on good coins. XLM is my current darling: FairX, ICO platform, partnerships, use cases and fast payments.

Morgan Stanley or Schwab? Which brokerage should i choose?

If you were to buy only one, ARKW or ARKK and why?

Any realtors in this bowl open to chatting?

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Combined outstanding student loans for me and spouse $$70k.
Do you recommend pay down quickly a la Dave Ramsey, pay minimums and invest the rest, hold out hope for student loan forgiveness or something else?

Additional context - own a home in suburbs (2.15% rate, 255k outstanding, and a few 0% loans for couch, computer, Home Depot, 1 child in daycare

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

Has PwC paid out this month's expenses yet? Amex isn't pleased..

Need some rippers to play with, need 2.0 kds

Hi Fishes, How is P&G account in LTI (for Pega ) ?

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

Going from PR agency to a marketing role in-house, tips and advice pretty please!!!

Has anyone here found success as a marketing consultant? I’m interested in one day becoming one and I’m curious what the timeline and type of experiences I should expect to go through before getting there.

What are some of your “schooling the client” moments?

Hi there!
Searching for suitable job opportunity. Please let me know if you're or your fiends , company has an opening

I have experience in working as executive assistant to managment and strategist.
Searching for roles similar to these roles and responsibilities.
My total work experience is 5 years 3 months. I have worked in various High growth business domains

Please DM me if you know of any suitable opportunities, thank you

Program management vs product management? What’s ur take… seems like program management is a new wave of high demand skill set

Hi All. Is Legato offering permanent WFH option ?

Social media! I find myself mindless scrolling through LinkedIn and responding to random shit. I put the phone down and pick it up again without thinking.

Anyone working in Accops, pune?

Does anyone know of any consulting/advisory companies hiring?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

SOFI or who else?

Damn LIBOR rate up again...

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Does having student loans impact your ability to get a mortgage?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

If you could go back in time what would you tell yourself before taking out student loans?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol