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1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement?
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Bonus is out for EY GDS steps to see. Goto gdsindiapayroll.greythr.com, click on IT Declaration on left. Then click on My Tax Planner at the top right. Then click create my plan then click view it calculation on bottom right then expand income here under adhoc income you should see variable performance bonus amout.
What will interest rates be come December?
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Could anyone kindly tell me about the Investment Management and Private Equity Audit Group at Deloitte? 1. Work Life Balance (Is it worst than the ordinary Big 4 WLB?) 2. Is it an entirely different audit from commercial/retail audits (think account balances etc.) 3. Difficult to learn how to audit clients in this industry without prior experience in the industry?(been doing commercial audits for 3 years) 4. Are there relatively good exit opportunities for this audit group? Deloitte PwC EY
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Anyone from BCG Gamma who wouldn’t mind DM?
Hi Sharks, I have an offer from Pwc SDC bangalore and they are providing permanent wfh. But they have not given this in writing. can anyone whi is already working at pwc tell us ? Are they gonna cal to office next year or not ? Since i might need to shift location !!! Which will be hectic !! PwC PwC India Pwc AC
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Start paying now, and apply to as many forgiveness programs as you can. The sooner the better. See if there's a way they'll compensate you on the interest through these programs. I've seen other people be successful at it.
Take a breath! This feeling is completely normal and while it's overwhelming, it is what it is and you'll pay it off. Try not to dwell on it too much, that just adds anxiety to the mix. Just follow your career goals, make a plan to pay it off and stick with it! Congrats on graduating!
Hm you owe?
Friends and people I know.
Even if you get 5k from 10 people or 5 people. That's 25k you'll only pay back as 25. You'll be surprised how many people are willing to help.
I had same feeling before.
How much do you owe?
What degree did you get?
What location are you in? Can you live with family?
I owe about $86k right now, down from $95k since graduating in 2022. I got my JD but this is combined from undergrad as well. I'm about 8 hours away from family and no intention of moving home unfortunately
Just pay a bit each month and it will go away one day!
Paying twice a month will save you more money than paying once a month. If your monthly payment is $300, then make a $150 payment 15 days prior to your due date, and $150 close to your due date. This decreases your total balance more often, and you accrue less interest over the term of the loan. If you’re paying less than your minimum monthly payment each time, then contact your lender first to ask if they allow partial payments. Some companies don’t allow this. If you are always making a payment above your minimum monthly payment, then you don’t need to contact your lender.
Thanks for the advice. I have just learned about this tip and will start doing it this month!
Throw your money at any private loans. Under SAVE, the Federal loan payments are low, so just make that until you take care of more important things. For example, children, reliable transportation, career clothes, an emergency fund, and your employer match 401k.