How do your loans affect your mental well-being? This was in an article I was reading earlier today: "Debt can have a significant effect on our mental well-being. When the constant pressure of financial obligations and the anxiety of meeting payments looms over our heads, it can have an impact on our stress level, sleep and mood."

Saving $20K for an engagement ring by EOY. Should I put it in a dividend ETF to fund the band or is that too risky?

I have a yearly income of 130k and will rent a 1Br/Studio in Manhattan from 2.4-3k by end of the year. I also have student loans of 28.5k which I intend to pay off in an year or so. Currently, putting in 4% for Roth per pay cycle and maximizing my HSA. I net a monthly income of close to 7k. I intend to save about 3k for the next 3 months in my Marcus Savings Acc and 1.5k from January (reducing it cos my rent doubles) How should I go about planning this and also have some emergency savings?

Guys 500$ to invest in alt coins..Any suggestions?

If I’m right on the cusp of hitting the contribution reductions for a Roth IRA for 2021 (will potentially have a greater than $125k AGI depending on bonus amount, but likely won’t exceed $130k), what should I do? I can fully find the $6k right now to a Roth, fund like $5k and then wait until June when I find out my bonus amount to decide what to do with the rest, or should I just do an IRA->Roth conversion just to be safe?

Anyone else seeing the run old gold and hype around it similar to the bitcoin hype at its peak?

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

What is everyone doing with corporate card Amex rewards annual fee? Is it waiveable since there’s no travel?

Anyone know good penny stock to invest in? I have some "play" money that I would like to invest in some good penny stocks.

So should I buy Tesla or too late ?

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

Any US expats here care to weigh in on whether it makes sense to contribute to workplace pension plans if the plan is to be in UK <5 years?

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Possibly legitimate or yet another failed altcoin? What do you guys think? -http://bitcoinr.org/

What stocks are you betting on for 2018?

any suggestions on where to rent? preferably manhattan downtown or midtown. budget is ~2.1k or so. priorities are having a doorman, elevator, laundry in building at the very least

Investment advice for a junior associate (with minimal research or effort). Young with minimal expenses, so open to any and all suggestions.

Has your firm restored your pay? Is it worth considering jumping to another firm that is going to pay you what you’re worth? Don’t know about the rest of you, by my student loan interest rates aren’t getting any lower.

If I have a six year old and 150k in a 529, can I say I’m done?

In the US for about 5 years. Looking to cash out and move to Europe then. 401k matched. What next steps would you take to manage the rest of your cash?

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

Anyone from BCG Gamma who wouldn’t mind DM?

Hi Friends,

Im working as QA from wireless networking domain (Wi-fi and Cloud testing) with 4 yrs exp in a product company . I want your suggestions/ideas on which product companies provides onsite (from chennai) to canada/european companies for QA positions.

Either it be short term onsite or long term onsite, kindly share the companies list, Thanks in advance fishes

If You need a referral have Cyber experience and a clearance DM me!

Who’s on their way to FAT FIRE?

Hi friends,
Please give me likes to activate my DM.

Best SPG property to stay in London?

New to UR travel portal. I keep seeing that I will get 1.5x back here -- does that mean if I have 20,000 points originally, it becomes 30,000 points in the portal? (cont.)

Anyone have a ticket for Meduza at district this Saturday and not going anymore? It’s $57 now with fees and that’s too much. Might as well buy the VIP which is $80 w fees but that is probably a huge scam so guess I’m not going

Gonna create a twitter soon mainly to get stock and news thoughts/updates. Any recs besides the pelosi bot?

Can anyone recommend any career couselor/ccoaches ? I’m trying to do a career change and not sure what to do. Appreciate the help ! Thanks

If job posting pay was $36.66 hourly (no range) what would be an acceptable offer and counter offer?

Hi everyone - Can I please get some likes so I can DM? Thanks in advance!

So this dude asked me late last night if I wanted to call him and said he needed someone to talk to while working late..told me to let him know if I had a guy over then he’ll talk to someone else. I didn’t have a guy over and not that kind of person so why assume that? It pisses me off.

Sometimes I walk around my house calling my dogs name, pretending I don’t see him, even though he’s right there on the couch. I walk around “searching” for him. It makes me happy because my dog then tries to cuddle and jump on me as if to show me “hooman, what’s wrong with your eyes? Is I invisible?”

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

SOFI or who else?

If you could go back in time what would you tell yourself before taking out student loans?

Damn LIBOR rate up again...

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Does having student loans impact your ability to get a mortgage?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?