Student Loans

Anyone here regret getting a masters or PhD?

Has anyone ever completely disclosed to their employer that they work a second job? I feel like this is a faux paus, but also a cry for help. Like please pay me more so I don't have to work two jo… more

Do you find ever yourself to be upset with friends who have no debt and are buying houses, etc. because their parents paid for everything? How do you deal with that?  

What's the biggest raise you've received as a result of job hopping? 

 

Sometimes I feel like I hyperfocus on my debt. Anyone else do the same?  

Not too long ago, making $100k was making 'a lot' of money. What would you say the number is now?  

Found out that what my bf said was student loans was also partially gambling debt. What would you do?

If my money market account has a higher rate than any of my student loans, should I pay less on my loan monthly and move the rest to my MM account? I pay far more per month than what my payment requir… more

I had a parents plus loan in college with my mom. She passed away and I have no idea how to move the loans over to my name. Anyone been able to do this successfully?

The Biden administration has this far forgiven $136 billion in student loans through various avenues.

What do you think his total will be by the end of 2024?

I struggle to make any large purchases because I can't fathom using my savings account after working so hard to have it at this number. Any advice for getting over that hump?  

Has anyone ever turned down a job offer, despite being a huge pay increase from your current role? Why?  

What is the best way to deal with a partner's student loans (I am debt free and my partner still has $50k in student loans – we are getting married and so I see this as my debt now too)  

Did anyone opt for a more modern/simple class ring you can wear everyday(would be simple gold band with BS, UH and class year). I graduate in May and idk if I’ll regret not getting the traditional rin… more

If money didn't matter, would you be in the same job you are in now?

What’s a “good” interest rate for student loans? Considering refinancing but honestly don’t know if I have a good rate or if it’ll be worth it.

How do you measure success? 

What is your opinion on universal basic income?

Trump seems to be walking away with the Iowa caucuses in the first primary of the year, as several lower polling (lower tier?) candidates bow out.

What do you think happens to student loans, the Dept o… more

Do you "work to live" or "live to work"?  I feel like most of us work to live these days.

If you won the lottery, what would your "today" look like in five years?

Has anyone experienced a private loan provider forcing you to pay off your loan in a 7 year term? This is about to happen to me.. payments will be almost $700 a month

Anyone have advice for a house listed waaay below market? Issues with the house?

Other than paying down student loans, what other financial goals do you have for 2024?
Saving for car, house, vacation, etc?

"Starting in February, some borrowers with less than $12,000 in loans will see their debts canceled. Borrowers need to have been in repayment for 10 years, and will see their debt discharged automatically."

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New to the bowl, but has anyone refinanced student loans with SoFi recently and willing to share their experience? I used to have mine through Great Lakes, now Nelnet and they’re a disaster to work wi… more

Today's "I'll believe it when I see it..." rumors are swirling that Congress will bring back (most of) the expanded Child Tax Credit, boosting family incomes and lifting millions of children ou… more

Have you always been on the same page as your partner about finances?  

Mohela has been processing my IDR application since August 2023. I was initially told it would take 2-3 weeks to process my application, and now it’s been 5 months. I checked FSA today and it said tha… more

I have around 20k in student loans and graduated college in spring 2023. I make 52k a year and still live at home. I definitely would like to at one point in the next 2-3 years move out because I’ve n… more