Whoa! The forgiveness for those with low balances & 10+ years is being implemented 6 months EARLY, now in Feb!

https://www.nbcnews.com/politics/white-house/biden-announces-early-student-debt-cancellation-borrowers-rcna133574

Get rich or die tryin #50Cent #Crypto2018

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

What are your thoughts on Baidu as an investment?

Why can't I focus anymore? I'm worried my productivity has fallen since the end of the last tax season

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

I'm currently working for a startup that has been unable to pay us for 2ish months while they are trying to secure investor funding. They said they will back pay us and (we're working much fewer hours) and they were reaching into their personal savings for months before and never took a salary. We have patients enrolled so we agreed to help for a few weeks but not for this long. I don't want to burn bridges and I am currently interviewing elsewhere but any recommendations??

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Thinking of switching my accounts from Vanguard to Fidelity. Thoughts?

VOO. I predominantly use Schwab’s robo advisor and have consistently been 8% below S&P 500. (1) based on the historical performance of VOO, am I better off shifting all of my retirement and brokerage accounts to VOO? (2) how do I do that? How should I go about this? Liquidate all my robo advisors and then buy VOO? Hope you all don’t roast me too hard!

Getting ready to quit and I’m scared as heck!! But I feel like it’s now or never to follow my dream of taking a gap year to backpack the world!! Dealt with a lot of pushback and concern but this is it

I’m disappointed with this episode and this season 😔

Anyone have hospitality brand/culture marketing connections in Chicago?

I need honest opinions! How do you feel about agencies keeping a person on a Full-Time hourly Contract without any clear sight of offering a permanent Full-Time position?

Is it a reflection of your performance or the employer? What are the pros/cons of being contracted? Thanks!

Airbnb/hotel recommendations at Brussels and Amsterdam

Has anyone with a CPA from IT Audit roles been able to make their way into a financial consulting role without referrals/MBA?

Anyone looking for a learning and development specialist or Training Manager with 8 year experience? Expertise is project management, LMS, ATS and implementation of program development .

Which offer should I accept? Currently staff 2 at big 4 in Tax with CPA license. I want to leave tax ASAP. Both are public companies +1B in revenue and same salary. Offer 1 - staff revenue accountant so reading contracts, speaking with the sales team and legal team, a lot of work at the end of the months to close books and reconcile transactions to make sure we are ASC 606 compliant. This track usually leads to director of revenue. Offer 2 - internal audit staff so SOX and compliance projects.

I want to give a Christmas gift to the manager of the gym I go to. She’s awesome and I just really appreciate her. I can’t think of any ideas though! Can anybody think any good ones? I do not know much about her personal life except that she’s a single mother.

Hi Fishes,
How much does ServiceNow pay (asking on an average level) for Integration Consultant role for 2 years of related experience?

What are your favorite online strength training program sites/apps?
For reference, I want to work out 3-4 times a week and want a program that balances all body parts. I'm tired of searching videos on youtube and apps.

Is it common to get more and more conservative after highschool? Throughout high school I considered myself a leftist even at one point liking Bernie. But now over time I see myself getting more conservative. ( Not the anti mask/ anti vax kind) I seem to align myself more and more with individuals like Romney. Is this common?

Got another global travel advisory re: covid 19 screenings. Anyone actually seeing changes at airports (for Schengen flights) lately? I haven’t.

Does anyone have any connections or referrals for a healthcare travel recruiter company? Looking at Aya, AMN, MedTravelers but open to others!

Dating in California! What’s your experience?any difference between NYC?

Anyone else get ruined by the metro delay this morning?

Looking to get Lasik in 2018. Recommended practices and pricing data points please!

Does having student loans impact your ability to get a mortgage?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

If you could go back in time what would you tell yourself before taking out student loans?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.