What is the best way to deal with a partner's student loans (I am debt free and my partner still has $50k in student loans – we are getting married and so I see this as my debt now too)  

Recommendations for a Roth IRA?

Just paid off student debt, have around 7K in savings - any tips on what to do ? Should I save up more till i hit 25-30K (do have a wedding potentially coming up in 2 years) or start dumping all money into stocks and btc? Currently putting 10% to Roth and make 100K pre tax income if that’s any help

I have moved all my traditional ira to current company’s 401k plan recently. Can I now do backdoor ira now without worrying about prorata rule? Wondering if I can start backdoor ira conversions immediately or if I need to wait for next tax year.

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

What credit card to you recommend pairing well with chase sapphire preferred for maximizing redemption? Pretty new to points and def don’t know a lot! I’m considering one of the Marriott cards bc we love Marriott or an Amex one! Any ideas appreciated 🤗 TIA!!

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

With the downturn, is now the time to do a Roth conversion and let my funds recover tax free? I just wish I would have to pay tax on funds converted (am in 25% bracket and have state income tax too). Any strategies to lessen the blow? And for my situation what split of 401-k vs Roth 401-k contribution is appropriate?

New year checklist for amex plat, CSR, Delta, and AA? :)

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

Question, if you pay off your house isn’t a 100k salary more than enough to sustain a good lifestyle? My goal has always been to payoff my mortgage then find a really easy analyst role to sustain my expenses. Assuming I’m a director/VP by the time my mortgage is paid off I’d probably be able to do an analyst 40hr week in like 10hrs. Esp at some of these low expectation companies. What do y’all think about this plan?

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

Anybody still holding off on 2022 backdoor Roth for potential policy reasons? Or no longer concerned?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

Anyone holding Hyln for long term ? What did you buy it for and what is your price target ?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Have about 5k to invest - should I do FXAIX or FSKAX?

I want to leave but I’m stuck in a lease signed in January. Everyone I know is moving home to work remotely and save money. I’ve never felt more stuck.

What is a decent annual billable requirement? Also, billing tips are appreciated. For some reason I am really struggling. Am I self sabotaging?!

Are any of you legal recruiters in the Boston area? I’d love to get in touch about paralegal roles!

Hi, I’m currently working as a recruiter in the light industrial and I’m really sick of the non stop calls, interviews and just the nature of this profile. Earlier I was contemplating moving to another field in recruitment but now I’m considering switching to another profile in HR where I can do backend processes/ payroll/ hr systems, cz I want to leave the calls and interviews and sourcing.. please suggest profiles I could take a dig in and explore? Thanks in advance

Who did the schizophrenia ads? They’re pretty cool tbh

Would you buy a brand new car in cash?

How long do you spend on monthly reporting for your clients?
My 3-person team spends about 15+ hours a month each writing monthly reports for our clients (99 small retainer clients). We’ve received feedback that they’re too complicated and the clients just want to know - are we on the right track, what action items are there, and what any next steps are in their strategy.
How do you simplify without losing value?

Hey could any one tell me whether we have yearly increment in Oracle or not .or is it gud to join Oracle ,is it secured?how is the work life balance

I have a really cool freelance gig @ hand but I don't want to disappoint my agency since I envision myself possibly working w them after my internship (Prior to this I requested some days off already)

If I have an offer on Networking Control plane domain and Dataplane domain which one should I chose for better career prospects?

Dataplane job -> 3 Lakhs higher paying than Control plane job offer.

@Cisco, @Juniper, @Arista Networks.

I am a ft interior designer, full time mom that also does part time photography on the side. I currently make 90K as a designer and bring in around 20K as a photographer/yr. My design job allows for me to work 100% remotely which helps with daycare pick up and drop off. I feel like I am not making as much as I should as an interior designer PM, and I have spoken to my higher ups about a pay raise with no luck since the pandemic hit the coliving residential market hard. *Continued below*

Typical prices for wedding photography in a high cost of living city? (San Francisco) 2 photographers, 8 hours, no travel. Much appreciated! ❤️

If I got married on a Sunday, could I use the flowers from the wedding the night before? (Anything they were going to leave behind like hanging installations) Seems like a waste for that decor to be trashed and an opportunity to pay it forward. Has anyone done this?

I accepted a job at a oncology outpatient clinic last week! What can I expect?

What are your thoughts on Baidu as an investment?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Which app do you use to buy stocks? Is cash app safe or should I go the old school route of Fidelity or Charles Schwab?

F fishies- my hair is thinning and falling out. Do you have any product recs for hair growth?

What are the key things one should save when leaving Accenture? Things like key contacts, links to alumni sites, any well being points?

Does having student loans impact your ability to get a mortgage?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

If you could go back in time what would you tell yourself before taking out student loans?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?