I have around 20k in student loans and graduated college in spring 2023. I make 52k a year and still live at home. I definitely would like to at one point in the next 2-3 years move out because I’ve never lived out of the house. I have money saved up though. How should I go about them?

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I'd for sure try to tackle them in 12-18 months. If you were super frugal, you could do it in less than a year.
Get them out of the way so you can move forward and plan without them hanging over your head.
Good luck!

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Same thing they said above. Pay them off asap! Thank us later.

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Do you have bills that you pay other than student loans? If not, I'd pay them off in the next 12 months. Then keep savings towards moving out & living expenses.

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I have around $550 in monthly bills

You can definitely pay off those loans in a year if your monthly bills right now are only $500. Do that, then move out!

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I agree with the above responses. To help pay it off quicker and less interest: make 2 payments a month. For example, if you currently pay $300 per month, you will make a $150 payment 15 days prior to the due date, then pay another $150 closer to the due date. This will decrease your total balance more often and accrue less interest over the term of the loan. Before doing this, make sure to ask the lender if they allow partial payments. If each payment you make is above the minimum monthly payment, then you don’t need to ask the lender about partial payments.

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Pay off the student loan! Good for you. Then pay off your car.Never carry credit card debt / it’s 21%. Keep saving and move out when your job is secure and you know where you want to live. Great job!

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