What’s a “good” interest rate for student loans? Considering refinancing but honestly don’t know if I have a good rate or if it’ll be worth it.

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Where are people finding 4%?!

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Fed sub and unsub loans, went to school 2018-2020

I guess if it’s lower than current market rate, it’s a “good” interest rate. Mine is at 4% right now, I don’t think I can refinance it at a lower rate with 0 fees to pay.

Mine's 4.5% and I feel like I lucked out, I have a friend who got hers at 6% and is trying to refinance.

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Additional Posts in Student Loans

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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SOFI or who else?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

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Does having student loans impact your ability to get a mortgage?

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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