Other than paying down student loans, what other financial goals do you have for 2024?
Saving for car, house, vacation, etc?

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

What’s better the S&P or a total stock market index fund?

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

It’s crazy how much close friends influence you.
Would you stay friends with someone that consistently makes bad financial decisions. Or distance yourself for like-minded folk.

I have a friend that is constantly trying to guilt me and pressure me into overspending, especially on “luxury” items. But I have different goals for my money and she doesn’t seem to respect that.

If I leave big law for ADA will I get canceled?

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

So who all here made a fortune on these meme stocks like BB GME TSLA PLTR BBBY etc? Is YOLO-ing the most shorted stocks a good consistent strategy?

Thoughts on Dechert FRE (real estate)?

Tax question: married filing jointly for 1st time next year. Company recommends/requires me to fill out its tax calculator. Is this required? Can I just leave it at 0? What are implications if I skip this exercise? Overpay? Underpay? Enough to maybe have a penalty? Me and wife are ~$250k/$150K=$400k total.

I am pretty conservative w what I invest in (pretty much all vanguard ETFs). If I wanted to take like $5-10k that I have in cash and buy stock(s), what would you recommend?

My monthly salary is around $6.4k after-tax. Living in NYC. Do you think it’s reasonable that I pay:
- about $1.5k on rent
- about $500 on utilities and subscriptions
- about $900 on student loan
- about $2k on food and etc.
My saving goals is around $3k so been trying to adjust my monthly spending.

I'm currently working for a startup that has been unable to pay us for 2ish months while they are trying to secure investor funding. They said they will back pay us and (we're working much fewer hours) and they were reaching into their personal savings for months before and never took a salary. We have patients enrolled so we agreed to help for a few weeks but not for this long. I don't want to burn bridges and I am currently interviewing elsewhere but any recommendations??

Hi Everyone,

I'm a Software Developer with 6 years of experience. I'm immigrating to Netherlands in few months.

Is 4k Euros per month in hand salary after exclusion of taxes is reasonable to meet the expenses of 3 member family in Netherlands?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

As a transactional lawyer, is it safe to use a robo investment service like Betterment or can that raise securities issues?

What is a good credit card to get for travel?

I have moved all my traditional ira to current company’s 401k plan recently. Can I now do backdoor ira now without worrying about prorata rule? Wondering if I can start backdoor ira conversions immediately or if I need to wait for next tax year.

Has anyone successfully “ported” their mortgage? Just learned about this and doing some research since rates are so high now. Current rate is 3% and new home will be more expensive, for context.

Is anyone doing virtual volunteer work? If so, where? I don’t have much time but the time I do have I want to spend meaningfully!

Are Kuroni Tokyo Chronograph watches any good / worth the price? Any owners here?

Flights cancelled and delayed; spent the whole day in the airport/flying. How do I charge my time?

Are then any men out there willing to talk about imposter syndrome?

Folks who conduct interviews at FAANG level companies (behavioral and technical): what is it that you are “actually” looking for in candidates? I realize there are standards you’re making sure folks live up to, but is there ever a role that “gut feeling” plays in people you accept or reject?

I'm reaching the point in my career where visibility in the company is more important for promotions than my technical skills. I hate networking with a burning passion. Should I just give up on getting promotions? I already make more money than I need.

Apple laptop question: starting with Apple next week and just received their laptop, but it does not come with any pre-configured corporate credential. Is this normal that we have to set everything up from the scratch on day 1?

Anyone in consulting and doing OE? Using bench time for J2+ seems like a good opportunity in this environment, considering it wouldn’t look out of place to remain on the bench for quite a while

Hi Fishes,

I have been offered an on-site opportunity for Toronto, Canada. What should be the decent yearly pay in Canadian dollars that I should ask for ? I have around 6.5 yrs of experience.

Do you believe influencers have just as many efficient marketing skills as someone in the field?

Who here has actually made a genuine connection from being in this group? Let’s hear your stories 🍵

Invited to interview for a PM role at Lending Tree. My first round is 30 mins with the hiring manager ( Director of Product) . Should I be expecting only behavioral questions/experience related questions given the time frame of the interview?

I have been offered a job at Intel Bangalore as Senior Hardware Engineer(Grade 7) for the RTL Design. What should be my Salary expectation(Base/Bonus/RSU)?
YOE- 4years,10months
Highest Qualification- B-Tech(Tier-1 college)

Hi All, what is the process for id card as a new joiner in CTS

Highest number of billable hours you have seen in a year?

Just wondering, any Ismailis out here?

Is it possible to get International mobility in UBS ?

If you could go back in time what would you tell yourself before taking out student loans?

Damn LIBOR rate up again...

SOFI or who else?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?