35/m sole earner for a family with 2 kids. Want a life insurance with a ~$2m payout (to cover nice funeral, mortgage, kids college, spending money for the wife until she finds husband no.2 etc). Should I go with term, permanent or one indexed to a fund? Also, should I get one policy or is there any advantage to taking out multiple?

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Term will be the most cost effective. At some point your dependents’ should be able to support themselves and you should be able to self insure.

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Term. I would keep my insurance and investments separate.

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Isn’t there a tax advantage to life insurance over other assets at the time of death? I thought that’s why some people went with whole life - as an estate planning move on top of the insurance aspect

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TERM

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Term. I used policygenius

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Hi ,Here i would like to give a brief about my profile.Please consider my profile for a role where it is most fit/suitable.

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As a US resident, (how) can you buy stocks on international exchanges (like Hong Kong, Bombay)?

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