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Term will be the most cost effective. At some point your dependents’ should be able to support themselves and you should be able to self insure.
Rising Star
Term. I would keep my insurance and investments separate.
Isn’t there a tax advantage to life insurance over other assets at the time of death? I thought that’s why some people went with whole life - as an estate planning move on top of the insurance aspect
TERM
Term. I used policygenius