Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

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Do Fastly , elastic, crowd strike , zs , Redfin , salesforce

Fastly has very poor ratings atm.. Redfin isn’t so hot either esp considering real estate is way down. what’s the basis for your recs??

TSLA has the larger range of upside and downside.

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Anyone married and file their taxes separately? Wife and I make about the same amount above 250 combined. Not sure which is better option.

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Just heard that property prices are soaring in Florida, the news reported that mortgage rates are doubling. Meanwhile I’m over here in semi-rural Iowa, wondering if I will ever make a sale again…

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Is there any way to protect yourself during the home buying process and validate what realtors are saying when it comes to their “negotiations”? I feel like not being part of the negotiating conversation (it’s all he said / she said realtor to realtor) makes everything feel shady and that I can’t trust I’m getting the truth from the realtors. Is this just something we’ve to accept about the process? There’s no transparency and it feels like we are fed lies!

What stocks/ETFs are you investing in? What is your rationale?

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Anyone has step by step how to pay mass pte tax?

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Anybody got a sibling who is obnoxiously cheap yet has a ton of money?

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Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

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I finally went into escrow on my house (sold) and within 24hrs went into escrow on another (bought). For some reason, I’m not that freaked out, and normally I would be - especially since I’ll be house poor for quite awhile.. Have I gone crazy?

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Hi team ,

I have started working from jul2019 and I have filed my tax return for 2020 and 2021 tax years.


However I note that there was withholding of some amount in 2017-2018 and 2019 tax years ( withholding from comission received from insurance commission from lic and United india)

I have not filed 2017, 2018, 2019 return as my total income was less than threshold

Is it possible to file return for 2017 , 2018, 2019( all r in refund) now without paying any penalty?

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Thoughts on AIQ - Global X Future Analytics Tech ETF as a Buy in my portfolio?

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Guys funny but not so funny question.

Lets say people who are working for years in US and they save 100K USD and return back to India. Leta say to settle. Now will this 100K USD be converted to 23 Lakhs in India, as per PPP (Purchasing power parity) . Meaning Khatam tata bye bye!!

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H1B peeps, which tax preparation software y’all using? Any recommendations?

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Anyone ever made a crazy high volatility trade and turned a few K into 100k in a week?

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Hi, any lead for 1 bhk in HSR layout or Sarjapur side (HSR is preferred as office is in HSR layout)
Should I also keep Bomanahalli as one of the option area and is it possible to cycle from there to HSR (near BDA complex).

Also, what will be the probable rent & deposit?

(Used to live earlier in Bangalore but wfh till now, and now I have no idea of Bengaluru rent market)

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Hey people! Curios, what was your first splurge purchase with your big law money. (Assuming you have student loans, mortgage/rent etc.)

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what’s going on with bitcoin cash? 🤔

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About to give a go at negotiating a price for a used ‘21 Mercedes’ GLE 350 - 7k miles. I know it’s a tough buyers market but any tips on ways to negotiate? Dealer is 100 miles away and priced competitively at $64k but another dealer is 200 miles away and priced at $60k. Features are about the same but the more expensive option has nicer wheels so maybe that’s worth ~$2k. TIA

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Given COVID, do you think watch prices in the secondary market will come down (e.g., Breitling and Rolex)

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25L rs (product based company) in India VS 22k pln in Poland. Which is good option?

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Currently an associate with two years of experience. Recently received a B4 offer for senior. How should I approach negotiating? Should I do it? It’s my only offer so idk how much leverage I have.

Anybody ever heard of the company “Flock Safety”? Thinking about applying.

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Hi, i have cleared technical and managerial round. And i got a mail for documents upload. But exactly 1 year before i declined offer on iBegin portal. Due to that I am unable to update my details about current company in that portal. I have mailed same issue but didn't get any response from recruiter. What to do in this case ??

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I’m not sure I fully understand Amazons pay structure. I’m applying for a Sr. Customer Success manager role but the base is low. The sign on bonus may help and the go forward RSU’s…but it seems so unstable. What are the pros and cons of working with Amazon?

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It’s been 5 weeks and I haven’t gone a day or night without crying and feeling haunted by them. I can’t eat, can’t sleep, can’t produce quality work, can’t find joy in anything I previously loved. This is the worst physical and psychological pain I’ve ever experienced.

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Can someone help me with designation hierarchy in L&T infotech.

What is grade P3 and p4 and details around it ?

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Infosys offered me 33 including 20 percent variable at 11yoe. Current is 26. Suggestions please. Do they pay 100% variable ?

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I'm working as a servicenow qa ...I would like to learn servicenow development...please someone guide me on this..And any helpful resources to learn development.

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Hi - does anyone know the level hierarchy in New York Life insurance? Is Corporate VP lower than VP?@new york life

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Anyone else feel very anxious? I am 8 weeks and struggling to even get out of bed because I am just so overwhelmed by general, non-baby focused anxiety. I feel like I’m losing my mind!

Hi everyone,
Is fire engineering a good field to be in? Can someone tell me about the pay scale, growth opportunities and the future scope of fire/Safety engineering?
Asking for a friend who’s done mechanical engineering and is thinking of specializing in fire eng

Thank you

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What is the perception out there for non B4 but top 10 firms? Tax specific. Best, worst, and why? Both market reputation and internal work groups / culture / career opportunities. Would love to hear all perspectives.

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I trained on .net and then after I supported .net application. After 3 years I got to work on ssrs reports. We build reports from scratch in ssrs, then I worked on qlik view application. Attended training on qlik sense. My question is for which openings/certificate I have to look .net (I have only support knowledge) or reporting tools like ssrs, qlik view ? I am struggling to choose with the way to upgrade myself.

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Fishers, any tip to apply and ace for a role that you have zero experience? I have more than 10 years of experience as EA and want to move to OM/admin manager role however most companies only hire those with minimal 3-5 years of experiences.

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Can anyone let me know How much does Citi offer for a 10 years Java developer. Band C11 Or C12?

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Anyone do FIRE after doing an MBA in a HCOL city? I’m curious how people who graduate from top mba programs and work in NY or SF as consultants and manage to do FIRE

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Have you calculated how much total tax you pay each year? Last year I made $185K and paid $68.5K in total taxes, which includes federal income and payroll taxes (social security and Medicare) and state income tax. 37% of net income went to taxes. How much in taxes are people paying?

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Hey guys, Im 25 and I have about 35k in the bank, 21k in retirement, 41k personal invested, 5k in crypto. No debt. Is it smart to invest more during this down market or save for a house/wedding or something else that’s smarter?

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Saw a post about an engagement ring here so wondering if you all have tips for wedding bands. Ideally, a half eternity band or something similar for me and a white gold 4 mm band for my partner.

Lost sense of maximizing points/mileage value for int’l flights. Why is Detla redeeming so much more for some routes than Chase UR and even other partner airlines? E.g. non-stop economy btw Detroit-Seoul // Delta redeeming 160k on its own route while Chase UR 123k & Korean Air 80k for same route (code share)... I get it all depends on timing but still weird directly using Delta Skymiles on its own Delta route is more expensive than going through other methods....

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Additional Posts in Personal Investment Chatter

Anyone buying today?

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My India team told me that the savings accounts at the state bank of India gives like 10% return. 😱. Asked a million questions since that’s really hard to believe. Has anyone done this?

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60k of a 200k mortgage left, for home I got for my parents. found a 1BD for me For 220k chicago west loop. Is it wise to buy? 25k in savings and 32k in 401k. I spend 1700$ a month on rent otherwis

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Folks mentioning their income here is before tax or after tax ?
Asking to find the ratio of the income and the money to invest/save.

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Should I refinance my student loans now or later? SO is in school another year with ~$100k in federal unsubsidized loans, at an average of 6.5% APR, 10 year term.

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How and when should I be making estimated tax payments on capital gains for profits on stocks? Fwiw I use TD Ameritrade to manage my portfolio and very nee to the estimate le tax concept. Thanks

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Stock traders just woke up this morning and remembered we’re in a slowing economy with a tightening Fed policy?

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I’m moving into cash. Was fully invested, but markets anxiety are coming on. Recently took profits and now I’m 30% cash. Will continue to sell down. The days up to the election will be rocky.

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How much is too much to have in a HYS account given monthly expenses of ~$3000? I know you should go for ~3-6 months of expenses but also applying for grad school in 2020 and trying to save.

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How are banks closing refis and new purchases with notaries esp with shelter in place? Are they doing it electronically or using remote tech?

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What are some good platforms I can use to invest in Bitcoin? (Other than Robinhood)

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Blood bath at Wall Street. Time to buy MFs?

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$70k this week?🚀

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Any thoughts on below? Is it not risky for long term investors concentrating on just one sector.

Post Photo
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How much liquid cash do you all hold at any given time? Have about 50k which is about 8 months of running reserve. Afraid to go thinner than that.. What do y'all think?

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Which brokerage allows (or come close) automated investment into a portfolio of fractional shares? (For eg: Split $500 every paycheck into - 10% to appl, 5% PayPal etc. )

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What are we buying today boys and girls? (Got 5K to play with)

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I contribute to 401k, HSA, and Roth IRA, and have enough expenses saved up in savings... should i be investing in stocks/funds with the rest of cash i have left every month?

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Anyone sweating over AMC 😬

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