Deciding between 20 vs 30 year term life insurance. 33 years old and just had first baby. Anything I should consider to help me decide which horizon makes more sense?

Hi fishes ,

I received an offer for senior manager position in PWC .

Can you please let me know about the health insurance coverage as it is not mentioned in offer letter.

Please also inform if parents can be included in health insurance provided by PWC.

Regarding the WSJ article.. Can anyone in PE explain why any pension fund would be interested in buying single family homes? Extremely illiquid, historically follows inflation.... Do they think Texas will go the way of CA? Ie/ zoning and artificial cost inflation due to supply constraints by the govt? It just seems to go against what is taught in economics as a sound investment... i guess CALPERS is desperate for yield given how upside down the state is

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

Does Singapore offer national healthcare services like in Europe? I am an expat and it seems to be that expats can only get business healthcare insurance

off topic question.
peoe buying lands on moon but who is authorised to sell land on moon as its no country's property. is it a scam.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

Can anyone explain why the Aston southend is so expensive ? 2.9k for a 1 bedroom?

Hi folks,
What do you show as investment proof if investment is to be done at a future date? I have a life insurance whose premium is due in March. What can I submit now as proof for this declaration?

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Michael Roth gave healthcare big recognition on today’s earnings call. 3%+ organic net revenue growth across IPG. 👏

Anyone ever invested in a real estate syndication?

Pros and cons of purchasing a house that had foundation issues but was repaired and have a lifetime foundation warranty now ?

What personal financial knowledge do you wish you had learned in college?

Just restarted stimulants and already I'm dealing with twitches again. Does anyone else get these? No type of pain or anything just every once and a while my body will twitch strongly. Afterward I feel normal, but it's a bit annoying, and I can't control it at all which is a little disconcerting. Don't remember this from when I took stimulants as a kid, but it's been a while.

Can someone explain whether you’d buy altcoins as a ETH pair vs a BTC pair? Does it matter?

Any PAs that have another stream of income outside of their PA job? Like business/entrepreneurship or IT?

Curious to know what other avenues people have taken in our industry to make more money. Currently getting OT which is nice since most places don’t offer that benefit but still doesn’t feel like it’s worth the long nights when the paycheck comes in.

What are similarities of product management versus portfolio project management?

Thoughts on whether it’s ok to take an Excel assessment being sent to my personal email on my work laptop? personal laptop is a Mac and I know none of the shortcuts

How is the market in Dubai for consulting, are you guys busy/hiring?

I want to dispose my office chair and i live in Newton. Anyone knows if i can leave it curbside or where i can check for the details?

Good home office chair recommendations preferably under $200???

What monitors would you recommend for home office? I am about to buy one myself. I work in FDD. Do you guys recommend the ultra wide? Curve screen? freesync?And what definition is good enough ? I really do love Apple Retina display but the price.

And there goes Denver, stay at home mandate through April 10

Anyone in the foothills? Wife and I moved to CO last year and bought a home in Conifer. Love it up here, but would be great to meet some peers!

Seeking recommendations for a financial advisor/investor in the Denver area! Would love to meet in person rather than virtually. Thank you!

M/F would you allow for some to buy you nice things you just meet?

Anyone know good cpas or tax preparers? Mine should be fairly straightforward, but I’ve worked in 3 different states so worried that’s going to complicate things for me

Favorite NYC based experiential production companies?

Need Referral at Pwc, i have the job id

Hi, I got selected in S&P. Hr gave me an link to apply for some position but I am not able to do login to that link

Facing issue like user name doesn't exist in tenant s&p global.

Did anyone face the same, if yes could you please help me on that.

How is ua brands company?

Noob question: I exited an ETF position on TDA however the funds aren’t available for me to plough back in. Any suggestions on how long it takes for a trade to settle?

Exec conference thoughts so far?

Anyone in the Maine area, ideally around Bangor looking for a new opportunity in revenue cycle/optimization? New hires encourage to apply.

Having an issue with direct 401k rollover. I had an after tax portion with old plan and my new 401k plan now does not accept after tax rollovers. The check has already been issued to a state street bank & trust FBO [my name] and I can’t reissue to a new bank. Any tips on deposit this check to an IRA? Can I endorse to another bank even though I’m only FBO on the check?

Any good non-tech stock buys?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

My company just announced that they will stop matching for the 401K until 2021 (sigh). Do you think I should lower my investment percentage to get more liquid assets that I can use for buying an investment property at the end of the year and extra funds available for school as I return for masters? Or is there a better way to get returns?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

My husband and I want to buy a condo in Chicago in a year. We are close to having a down payment plus closing and emergency funds in a HYSA but are still a 8 months to a year away from buying. I feel like we are losing money by keeping it in cash but it is the safest option. Is that true?

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Does anyone put money into CDs anymore?

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

First baby, already saving in a 529 and UTMA Brokerage for him, what else can be done? Open to ideas on how to best set him up for future success - at least financially

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?

do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

With the market down, everyone continuing to hold and buy more?

Got back some money I was owed. Roughly 10k. Considering tax year is almost over.. do I put it all in my TFSA, RSA, or the market?