do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

While hype is on the squeeze what else are folks looking on buying on the dip?

Hi All,
Will it profitable to stay in LTi as I have completed 17 months here and currently at P2 grade (Senior Software Engineer) ?
I'm working in CITi project since 17 months, premapped ro project so, not a single I was in bench til now. In this January they retained me with 70% hike :).
YOE - 5.6 years
Skills Set :- Java, Springboot, Microservices, SQL.

What all benefits I can get from LTi in next 6 months or so ?
Like Promotion to P3 and OnSite ?

I didn't start looking for opport.

Thanks,

Hello everyone !
I just graduated and I have made it pass the third interview which was a two part working interview that I will receive compensation for. I have BS degree in healthcare professions and wanted to know if 40k is too low of salary to start off as a compliance officer for a pharmacy that provides discounted medications. My first 3 months will be training for my position but I will be paid the same. The job hasn’t offered me a dollar amount yet and I want to be best prepared.

Has anyone dealt with a capital reduction without a payout? Trying to see how this is treated if a CFC of a US company reduces its share premium to offset a deficit in retained earnings. Is it a dividend for US income tax purposes if no consideration was paid?

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

anyone gonna buy any calls before market close?

Hi all,

Does bny provide bny reimbursement.

Forgot my wallet back home, realized half to airport. Now going back. Great start to the week

Definitely took the wrong job. I was offered a seriously competitive salary and great benefits to work at a well funded startup, which is great! Turns out the salary and benefits were meant as lowkey bribes to insure I worked at the company without actually doing any work. Every single suggestion I've made has been shut down and I've been ghosted for several meetings with the CEO. What should I do? Just leave?

Anybody know what's up with QS?
Good to buy the dip? They down 40%

Hi guys ,

In paris if you get a salary of 83 k + 1 BHK allowance and other benefits .is a good package to live and work comfortably. Please kindly suggest me.

Thanks alot.

Kuch tareef kardo deloitte india ki .. I have heard so much negative that there is no wfb here .. planning to join this. Apart from salary what else benefits we get here like shift allowance and what about hikes ?

Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?

Happy Monday fishes!! What are the best job posting sites in your opinion and which ones have a higher success rate?

Top benefits at Bank of America?

Someone made disposable Hijabs as part of PPE. Super cool idea!

I am doing a shoe focus group. Any ladies would like to receive free shoes?

What’s the best site to put your condo on rent other than Kijiji & MLS?

Any media peeps working brand side? If so, what kind of role do you have and what is different/same/surprising from your previous agency-side life? Especially interested if you pivoted in your career.

What clients does Nagarro have? Indian? US? European? Spreaded accross the world?

I have been working as Travel Nurse and I have been extending my contract working locally because it’s close to home but I am ready to go. The toxic environment is really affecting me. Being around negative people has me not loving my job. Every morning I wake up debating if I should call off and stay home. Is there any one else feeling this way? Especially a contract/agency worker

Anyone noticing AA taking longer to post miles? Feels like it takes an extra day or two and if not I have to request for missing miles

Hi everyone ! Do anyone knows a good book (or several) about methodologies and design producing for a futur UX Producer ? Thanks !

Is your job congruent with who you are? In terms of your beliefs, life goals, etc.

Having a discussion with someone about seo. They were adamant that seo works differently on a mac book for some reason. Am I missing something?

Boy do I love to compare myself to other people and then spend a weekend spiraling in self hatred. It’s just *chef’s kiss*

Looking for a referral to apply for below
Risk Reporting Analyst
Job id : R-00178363

Is there a better alternative to Instacart? It's so gdam buggy.

Is there good project opportunities in globallogic nagpur location?

How much did y’all paychecks went up by from the tax law?

If you are planning to buy a house soon, here's a great way you can save taxes.

When you usually sell your shares, it attracts taxes. You either pay STCG for less than 1 year or LTCG for 1 year or above. Even if you sell your existing property, you would have to pay taxes on the capital gains.

But, if you have plans to buy a house, use the Capital Gains Account Scheme (CGAS) to save taxes.

How does CGAS work?

Let's say you bought a few shares in 2017 and want to sell them in 2022.

Contd…

What are the best tax optimized investments from post-tax (take home) salary? i.e how can you defer and/or reduce/minimize tax on investments, and what are these investments.

Noob question: I exited an ETF position on TDA however the funds aren’t available for me to plough back in. Any suggestions on how long it takes for a trade to settle?

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Anyone know what is the financial requirements to be approved for Fidelity level 2 option trading?

Can you still make money off of crypto?

Is the Citi gold bonus offer of $1.5k worth the hassle of opening a new account and transferring $200k?

Any good non-tech stock buys?

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Does anyone put money into CDs anymore?

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

I’d like to buy indexes of certain sectors right now, any suggestions? E.g. tech, utilities- others I expect to not be hit as hard

For those that trade individual stocks, how do you keep your emotions out? I decided not to buy Wayfair last month due to past volatility (was looking for short term gains) and now kicking myself.

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

First baby, already saving in a 529 and UTMA Brokerage for him, what else can be done? Open to ideas on how to best set him up for future success - at least financially

Where do you guys invest/save Your emergency savings fund? How many months do you save? I feel I'm more conservative and save more because I work in consulting.

🐟 - I rolled over $100K from old employer 401K to Fidelity Rollover IRA. What implications does it have on my ability to do backdoor IRA? We do not qualify for Roth due to income limits. TIA.

Been living with my parents for a year to save money. We Get along well and have few issues. However I feel like I am not enjoying my 20s because I don’t want to put my parents at risk (I am responsible with covid, barely go out). Do you think it is worth it to move out and pay rent even though things are not normal anymore or should I just stay and save and invest knowing things go back to normal soon?